Covera is the AI-native operating system for independent P&C insurance agencies. It lives inside the agency's AMS and inbox and runs agentic AI workflows across the whole client journey, from the first email to the next renewal. Producers quote first and win more business; CSRs and account managers stop retyping data. Submissions, for producers: every new request becomes a ready file, one click keys every carrier portal for a first quote during the call, quotes come back side by side, and binding updates the AMS with no double entry. Servicing, for CSRs and account managers: answers about any account with their source, COIs and follow-ups drafted, renewal reminders 90, 60 and 30 days out with remarketing when premiums jump, and coverage gaps across the book turned into cross-sell leads. Agencies using Covera go from lead to quote in 5 minutes, save 10 hours a week per user and win 20% more deals against competitors. Every action is reviewed by the agency team and logged for E&O. Works with Applied Epic, AMS360, QQCatalyst, HawkSoft, EZLynx, Momentum, Gmail and Outlook. Built by the founders of Simio (conversational AI, acquired in 2024).