Consumer Finance Startups funded by Y Combinator (YC) 2024

July 2024

Browse 64 of the top Consumer Finance startups funded by Y Combinator.

We also have a Startup Directory where you can search through over 5,000 companies.

  • Truebill
    Truebill (w2016)Acquired • 225 employees • Silver Spring, MD, USA
    Rocket Money (formerly Truebill) is a leading personal finance app that analyzes members' spending habits, identifies inefficiencies, and offers immediate methods to improve their financial health. It enables people to optimize their spending, manage subscriptions, lower their bills, and automatically set aside money to reach their savings goals. Truebill has saved members more than $100 million since 2016 and is headquartered in Silver Spring, Maryland, with offices in San Francisco. Truebill's mission is to empower people to live their best financial lives. Truebill offers members a unique understanding of their finances and a suite of valuable services that save them time and money - ultimately giving them a leg up on their financial journey. Truebill is backed by Accel, Bessemer Venture Partners, Eldridge Industries, and YCombinator.
    fintech
  • FutureAdvisor
    FutureAdvisor (s2010)Acquired • 51 employees • San Francisco, CA, USA
    FutureAdvisor is an award-winning digital wealth management firm serving client households nationwide from our offices in San Francisco. We use software to power a wealth management experience accessible to everyone, at less than half the price charged by traditional firms. Our clients are the mass-affluent investors underserved by traditional financial advisory and wealth management firms. FutureAdvisor is leading a shift in financial services towards transparency, convenience and inclusion. FutureAdvisor is looking for engineers to help build better portfolio management tools for everyone. Our unbiased financial advice is giving middle- and working-class families powerful tools they never had access to before, and they're free. If our mission strikes a chord with you, please send us your resume: https://www.futureadvisor.com/jobs Social Media Community Policy: Content posted here by third-parties about FutureAdvisor remains the responsibility of the party posting the content, and is neither endorsed by FutureAdvisor nor representative of FutureAdvisor's viewpoints. Any opinions or statements posted by third parties are their own, and may not be indicative of others'​ experience or future performance or success. FutureAdvisor does not endorse or adopt any content on a third-party site linked to from this page. At its discretion, FutureAdvisor may remove any content containing violations of securities regulations; lewdness, personal attacks or obscenity; comments irrelevant to the topic at hand; or unsolicited advertisements and spam.
    fintech
  • SmartAsset
    SmartAsset (s2012)Active • 210 employees • New York, NY, USA
    SmartAsset is an online destination for consumer-focused financial information and advice. Reaching approximately 59 million people each month (as of January 2024) through its educational content and personalized calculators and tools, SmartAsset's mission is to help people make smart financial decisions. Additionally, SmartAsset powers SmartAsset AMP, a national marketplace connecting consumers to financial advisors. Building on SmartAsset’s relationship with millions of investors, SmartAsset AMP connects financial advisors directly with prospects who meet their target client profile. Our algorithm matches consumers with up to three fiduciary financial advisors. In 2023, SmartAsset helped advisors close an estimated $34 billion.
    fintech
    marketplace
  • marketfeed
    marketfeed (s2021)Active • 45 employees • Bengaluru, Karnataka, India
    marketfeed is an app that teaches people in India how to trade stocks.
    education
    fintech
  • Z1
    Z1 (w2021)Active • 80 employees • São Paulo, State of São Paulo, Brazil
    Z1 is a digital banking app made for teenagers and young adults. By using the Z1 app and a prepaid card linked to their account, teenagers can begin their road to financial independence by learning to manage and spend their money, as well as having a place to receive money they earn through jobs and small businesses.
    fintech
    payments
    consumer
    lending
    neobank
  • Rainmaker
    Rainmaker (w2023)Active • 2 employees
    Rainmaker is an account abstraction-based crypto wallet that makes DeFi investing simple and fast. Set up a wallet with just an email, instantly deposit funds from your bank or credit card, and invest in DeFi without gas fees.
  • Sequin
    Sequin (s2021)Active • 3 employees • San Francisco, CA, USA
    Sequin (Y Combinator) is the first debit card designed to reward women where we're spending with up to 6% cashback on beauty, drugstores, gyms, local salons, and more! Cardmembers gain access to high interest checking, financial education, and a community of ambitious women. Plus, each Sequin Card is customized with a money mantra! Vrinda Gupta, the founder and CEO, launched the Chase Sapphire Reserve at Visa, where she was rejected from the credit card she built! She learned that 70% of women today were making avoidable financial mistakes like she was, and embarked on a mission to close gender-based financial gaps. She teamed up with ex-PayPal engineering leader, Mark Thomas, co-founder and CTO, to build a membership-based banking designed to empower women financially. Sequin is backed by high-profile investors such as the Schwab Family, Y Combinator, and IDEO Ventures and is an official Visa partner. The team plans to expand its offerings into a $65B largely untapped market for women's financial products from first bank account to retirement products.
    fintech
    consumer
    consumer-finance
    femtech
    diversity-&-inclusion
  • Swadesh
    Swadesh (s2019)Active • 10 employees • New York, NY, USA
    We offer a free US FDIC Insured Checking account, Free Credit Card (no interest rate, collateral, fees), Free AT&T SIM Card shipped to home with 40%+ cheaper plans than retail, and save thousands of dollars in remittances to our customers - all by opening a free Swadesh Account. We enable new to America expats become "American" in the eyes of the US Financial system. We're starting by serving the 150,000+ Indian expats migrating to the US each year. We have a comprehensive solution that covers banking, credit building, communication, remittance, as well as value-add services such as insurance, housing etc. along with all the standard bells and whistles of neobanks.
    fintech
    remittances
    immigration
  • Gotrade
    Gotrade (s2019)Active • 22 employees • Earth, TX 79031, USA
    Gotrade enables anyone in the world to invest commission free in fractional US stocks.
    fintech
  • SoloSuit
    SoloSuit (w2021)Active • 6 employees • Provo, UT, USA
    SoloSuit helps people resolve debt collection lawsuits with court documents and a settlement service. We're targeting the $3.5B untapped consumer litigation market.
    fintech
    consumer
    legaltech
  • Alinea
    Alinea (w2021)Active • 8 employees • New York, NY, USA
    Alinea is an app for new investors where we do the hard work for you. With Alinea you have a team of investment experts in your pocket.
    artificial-intelligence
    education
    fintech
    social
  • Ziina
    Ziina (w2021)Active • 25 employees • Dubai - United Arab Emirates
    Ziina is bringing the next generation of financial services to the Middle East.
    fintech
    payments
    neobank
  • RedCarpetUp
    RedCarpetUp (s2015)Active • 100 employees • Gurugram, Haryana, India
    RedCarpet issues credit cards to those that banks cannot see. Currently we are one of the largest issuers of credit lines to the new-to-credit customer in India. In a population base of 800 million people with bank accounts, there are less than 40 million credit cards. By building a fullstack SDK for card issuance, underwriting as well as holding capital & collection ops, we are looking to build the Capital One of India.
    fintech
    india
  • Bloom
    Bloom (w2021)Active • 8 employees • New York, NY, USA
    Bloom's mission is to improve the financial outcomes of all Americans by giving them the knowledge and tools they need to achieve prosperity. Our first product is an investing app that teaches users how to build wealth through interactive financial lessons, a gamified rewards economy as well as an investing account designed for building long-term wealth. Since launching in April 2022, over 1 million users have joined Bloom and we have crossed $3MM in annual recurring revenue.
    education
    fintech
    edtech
  • Clear
    Clear (s2014)Active • 900 employees • Bengaluru, Karnataka, India
    Our mission is to simplify finances, save money and time for millions of Indian businesses and people. We are a technology company that builds trusted, useful and insightful platforms for our clients to run their finances and improve their relationship with money.
  • Gauss
    Gauss (w2022)Active • 16 employees • New York, NY, USA
    Gauss allows people with good credit scores to significantly lower interest rates on their credit cards while they keep using them. Users connect their credit cards to the mobile app and get a revolving credit line in under 10 minutes. Gauss tracks and automatically pays off any expensive balance on connected cards, saving users thousands of dollars on interest charges and helping them pay off card balances faster and improve credit scores.
    fintech
    consumer
  • Fintual
    Fintual (s2018)Active • 150 employees • Santiago, Santiago Metropolitan Region, Chile
    We allow people to invest. We manage USD 750m from +90,000 customers. We are regulated in Mexico and Chile.
    fintech
  • Bamboo
    Bamboo (w2020)Active • 14 employees • Lagos, Nigeria
    Bamboo is the first online brokerage service that gives wealthy Africans and their wealth managers direct access to the US and global securities. We’re building Fidelity for the African continent. For wealthy Africans and their asset managers, investing in the global capital markets is cumbersome, expensive and practically inaccessible. In Nigeria, Africa's largest economy and home to 30% of all the wealth in Sub Saharan Africa (excluding South Africa), 99.99% of the investing population do not have access to invest globally. Even for the 0.01%, if you wanted to buy a US stock, you’d have to call your asset manager who would then call an international broker to execute a trade. This is inefficient & expensive! We have a mobile app that allows individuals trade the US stock markets by themselves and a brokerage tool for asset managers to execute trades directly & manage multilple portfolios seamlessly.
    fintech
    b2b
  • Vance
    Vance (w2022)Active • 14 employees • Bengaluru, Karnataka, India
    Vance is a Global Neobank that lets you make international payments at live google rates, avail credit in new countries, and invest around the world. We are building a bank that is not bound by borders.
    fintech
  • Littio
    Littio (w2023)Active • 28 employees • Bogotá, Bogota, Colombia
    Littio is a neobank focused on solving the currency devaluation problem for Latin Americans. The product offers a Savings Account, a Mastercard debit, and investing options in U.S. dollars to help people avoid the currency risk.
    fintech
    crypto-web3
  • Monzo Bank
    Monzo Bank (ycc_only)Active • 2,450 employees • London, UK
    YC has written a good overview of our business on their blog: https://blog.ycombinator.com/monzo-makes-money-work-for-everyone/ Our mission is to make money work for everyone. We are the UK's leading digital bank for individuals and businesses, reinventing the traditional banking industry one customer at a time. We're relentlessly mission driven and always put our customers first - from what products we chose to launch next to our transparency and use of simple language. With a Net Promoter Score of 70+, it shows. From our founding in 2015, we now have over 7 million customers in the UK (13% of UK adults) and are building out our team in the US. We've seen incredible organic growth, acquiring 150,000 customers / month in 2022, with 80% of this coming from word of mouth. Our weekly active user rate is ~60% and ~40% of our active users use us as their Main Bank account, showing that we are a product that is embedded in our users' daily lives. We've grown to ~2,450 staff (~400 of which make up the product/tech team), and are backed by YC, Stripe, Tencent, Mike Moritz, and others. Internally, we encourage an open, collaborative, and inclusive working environment - we were voted the #1 startup where people in the UK want to work for the second year running in 2022. We contribute to open source software, and we continually engage with our wonderful community. We're hiring talented, creative problem-solvers to help us build the bank of the future. Join us!
  • Bree
    Bree (s2021)Active • 2 employees • Vancouver, BC, Canada
    Bree is building a challenger bank for the 11 million Canadians living paycheck to paycheck, starting with interest-free cash advances. We make money through tips and an optional, same-day express fee. By solving our customers' most urgent problem—illiquidity between paychecks —our cash advance business is a cheap, but profitable and repeatable hook that builds distribution for a broader challenger bank. This represents a $9 billion revenue opportunity in Canada.
    fintech
  • Theya
    Theya (w2023)Active • 3 employees • San Francisco, CA, USA
    Theya is the world’s simplest Bitcoin self-custody app for users who find crypto exchanges risky and hardware wallets overwhelming. We are making the self-custody UX seamless with our multi-sig wallet that users can set up using smartphones, giving them the functionality and convenience of centralized exchanges without sacrificing control and security of hardware wallets. We aim to be the default consumer app for Bitcoin - offering products like accumulation, lending, investments and payments - all built on top of our intuitive self-custody platform.
    fintech
    crypto-web3
    consumer
    neobank
  • Ivella
    Ivella (s2021)Active • 8 employees • Santa Monica, CA, USA
    Ivella builds banking and savings products that are designed for couples, no matter where they are in their relationship. Whether you've been dating for months are signing up for the The Split Account or have been married for decades and are signing up for The Joint Account and Savings Pods, we've got a product for you.
    banking-as-a-service
    fintech
    consumer-finance
  • Flowbo
    Flowbo (s2021)Active • 2 employees • Los Angeles, CA, USA
    Flowbo provides financing to online revenue-generating companies including creators and eCommerce. We package assets into investable products so creators can raise money. For example, we package receivables into factoring products.
    fintech
    marketplace
    creator-economy
  • Seis
    Seis (w2022)Active • 17 employees • San Francisco, CA, USA
    Today we're the easiest way for our customers to get a bank account. Tomorrow we'll be the easiest way to get a credit card, auto loan, mortgage, etc. Our mission is to treat our customers as 1st class citizens and *end dial #2 for español*
    fintech
    consumer-finance
    neobank
  • GoCardless
    GoCardless (s2011)Active • 900 employees • London, UK
    At GoCardless we believe that bank payments are the best way to pay and get paid. We help businesses collect both recurring and one-off payments, without the chasing, stress or expensive fees. We’re building a global bank payment network that lets people make and collect payments straight from their bank account, across multiple countries and currencies. 75,000+ businesses around the world trust us to power their payments. We enable them to collect payments from 30+ countries, processing over $30 billion each year. Our suite of add-on products are helping businesses face their payment challenges head on. From automatically recovering failed payments, to challenging charge backs and fighting fraud - all without compromising their customer’s payment experience. Our open banking leadership unlocks the ability to make and accept direct bank payments confidently and securely. And our acquisition of Nordigen means we’re also helping businesses make faster and more informed decisions by accessing and generating insights from their customers’ bank account data. We’re also backed by some of the world’s leading investors including Accel Partners, Bain Capital Ventures, Balderton Capital, GV (formerly Google Ventures), Notion Capital, Passion Capital, Permira and Salesforce Ventures. We're a global team, with offices in London, Paris, Riga, Melbourne and New York.
    fintech
    payments
  • Hapi
    Hapi (w2021)Active • 22 employees • San Francisco, CA, USA
    Hapi democratizes investing for consumers in Latin America. We let anyone from 15 Latam countries easily start learning and investing in stocks, ETFs and cryptos in under 5 minutes, with no minimums and no commissions.
    fintech
  • Finvest
    Finvest (w2023)Active • 2 employees • San Francisco, CA, USA
    Purchase, manage, and sell US Treasury Bills seamlessly. Get direct access to government-backed treasury bills along with the flexibility of selling anytime.
  • Upsolve
    Upsolve (w2019)Active • 12 employees • New York, NY, USA
    Upsolve is a tech-driven nonprofit that helps low-income Americans overcome debt and rebuild credit at scale. Upsolve was founded in Harvard Law School’s Access to Justice Lab in 2016. Since then, Upsolve has become the nation’s most visited nonprofit financial education site. Upsolve.org educates approximately 2.9 million people a year with 2,000 articles on an array of debt and credit topics. To date, Upsolve’s free DIY bankruptcy filing tool has been used by over 14,000 families to relieve over $600,000,000 in debt. Upsolve users are disproportionately Black and Brown with an average household income of $25,000. Upsolve is now launching a suite of AI tools to help low-income Americans resolve their financial distress earlier.
    fintech
    nonprofit
    legaltech
    consumer-finance
  • Envelope
    Envelope (s2023)Active • 2 employees • San Francisco, CA, USA
    Envelope is a banking app with built-in budgeting. It's similar to Mint, Copilot, or Rocket Money, but our app issues you a checking account during onboarding so there's no syncing or flaky bank connections. We are structured to be the primary checking and savings account for our users. We (Josh and Katelyn) are married cofounders who previously worked on Apple Card and the Robinhood iOS app. We started Envelope because we were using clunky tools like the Chase app, spreadsheets, and Mint to run our family finances and realized we could do it better. In the future, you could go set up a Chase account for checking, E-Trade for investing, SoFi for savings, Ally for money market, Greenlight for kid cards, PLUS the Mint/YNAB/Rocket Money to glue it all together + budgeting, or you could just use Envelope. _Envelope Money is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Money Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted._
    fintech
    consumer
    neobank
    ai
  • Revenir
    Revenir (w2020)Active • 11 employees • London, UK
    Your free money back to you with the trust of your own bank. Individuals and corporations to claim back their value-added tax globally.
    fintech
    saas
    travel
  • Yotta
    Yotta (s2020)Active • 8 employees • New York, NY, USA
    Users save money, get over 2x the national average in interest and weekly chances to win additional prizes up to $10 million through weekly random number drawings.
    neobank
  • Stairs Financial
    Stairs Financial (w2022)Active • New York, NY, USA
    Stairs helps young Americans buy their first home. Our home search identifies homes based on their finances, and connects them to government grants, loans and tax breaks.
    fintech
    govtech
    proptech
  • Roame
    Roame (s2023)Active • 3 employees • San Francisco, CA, USA
    Roame is Google flights using credit card points and miles. Our flight search engine is the only one that searches across 16 loyalty programs and over 200 airlines, delivering real-time results in seconds. At Roame, we are on a mission to revolutionize travel and consumer finance. We stand at the intersection of travel tech and fintech.
    saas
    travel
    airlines
    consumer-finance
    ai
  • Altro
    Altro (s2020)Active • 29 employees • Los Angeles, CA, USA
    Altro (altro.io) is a platform that enables members to build credit no matter who they are, where they are from, or their history of credit access/score. We serve the 68M people in the US (mainly Women and POC) who are denied credit due to historical bias and the lack of access that current banks provide to credit building and tools. (It wasn't until The Equal Credit Opportunity Act in the 1970's that Women and "Minorities" could even get fair access to credit)! Altro has created a mobile that allows anyone to have access to credit, using their subscriptions as a means to start building their credit score. Altro lends to members a $75 Line of Credit to pay for their subscriptions, such as Netflix, Hulu, HelloFresh, etc. This card is built to solely work on the subscriptions that the member is already paying for, allowing them to securely use their $75 credit to build their credit using things they are already paying for. Doing this empowers folx who were denied credit a way to start building their score and financial power. Altro will service millions of people in not only building their credit, but also gaining access to the tools (such as personal loans, emergency funds, car/house loans and more) that they could not access prior.
    education
    fintech
  • Fizz
    Fizz (s2021)Active • 15 employees
    Fizz is the debit card for college students that helps build credit. There are no fees, no security deposits, no interest rates, and nothing to be afraid of. We want to be the financial ally of young adults, so we’re also building a network of personal finance resources to help students become financially free.
    fintech
    consumer
    consumer-finance
  • CapWay
    CapWay (s2020)Active • 9 employees • Atlanta, GA, USA
    CapWay is a financial technology company that creates financial access and opportunity for all via our ecosystem, including digital banking tools, savings tools, financial content, and inclusion consumer fintech products. The company fills financial gaps and provides solutions for the growing cashless economy and those who are looking to move away from the traditional financial system, including those who have been misunderstood, overlooked, and underserved. CapWay has a B2C and B2B2C customer acquisition strategy.
    fintech
    saas
    consumer
    enterprise
    neobank
  • Keeper
    Keeper (w2019)Active • 23 employees • San Francisco, CA, USA
    Keeper is delightfully smart tax software, especially for people with 1099 contracting & freelance income. Connect your bank to automatically uncover hidden tax breaks!
    fintech
    consumer
  • SmartPath
    SmartPath (s2016)Active • 16 employees • Atlanta, GA, USA
    SmartPath is a financial wellness company based in Atlanta, GA. We offer unique workplace financial wellness programs centered around 1-on-1 financial coaching. SmartPath wellness programs are designed to increase the bottom line for both employers and employees.
    fintech
  • Soon
    Soon (w2022)Active • 4 employees • Salt Lake City, UT, USA
    With Soon you can invest without the stress of speculating. Our fully automated sweep account attaches to your bank and uses routine spending activity to signal market trades. By investing on a schedule and selling available gains when you spend, Soon automates investing from beginning to end. No investing experience required, no need to time the market, just connect Soon to your spending account and build wealth.
    fintech
    crypto-web3
    investing
  • Sleek
    Sleek (s2021)Active • 5 employees • Toronto, ON, Canada
    Sleek provides B2C businesses with a custom browser extension that works on both mobile and desktop. With the extension, you can: - Auto-complete checkout for users with an Apple-pay-like experience tied specifically to your brand. - Offer Honey-like couponing to help your users save money. - Grant users extra cashback at 1000's of online stores, funded by Sleek. Your users spend time and money in the browser. With Sleek, you can be there for them.
    fintech
    machine-learning
    e-commerce
  • Benson
    Benson (w2022)Active • 3 employees • Oakland, CA, USA
    Benson helps everyday people invest like the rich by helping them identify the best stocks to invest in. We help users know when to buy, how much to invest, and even when to sell.
    investing
  • Delphia
    Delphia (w2018)Active • 23 employees • Toronto, ON, Canada
    Delphia believes data is the key to capital formation and economic empowerment. We build products that incentivize the contribution of proprietary data in order to generate an edge in financial markets. We believe that actively managing people’s data can unlock new forms of wealth creation for individual and institutional investors alike.
    artificial-intelligence
    fintech
    machine-learning
    dao
  • Spenny
    Spenny (w2020)Active • 2 employees • Bengaluru, Karnataka, India
    Spenny is the Acorns for India. Every time a user make any digital transaction, we round off the amount to the nearest 10 INR and invest it for them into a diversified portfolio, automatically. 400M millennials in India don't invest because they don't have enough time, knowledge or access to large capital. With Spenny, they just connect the card and invest every time they spend. We're growing 67% WoW since launch, with 3,000+ users and $15,000 in AUM. Indians put $500Bn into their bank accounts annually. We charge 1.75% of the AUM for investments. That's a direct ~$9Bn market in India alone. Potentially every time a user makes a transaction, we make money. And in that sense, the timing for Spenny couldn't have been better: 1 Trillion+ transactions are expected in 2021 because of factors like Whatsapp launching its P2P payments in India for its 400M users. And the emergence of UPI means every Indian has a virtual bank account now. More interesting revenue models develop from the transaction data insights of our users. We analyse the rich data to A) up-sell more financial products like insurance etc., and B) create brand loyalty programs & partnerships. We acquire customers at minimal CAC by bank partnerships. We leverage the banks' existing users, by integrating with their mobile app. In turn, we invest into their mutual funds. Our long-term vision is to become a one-stop asset management solution for millennials.
    fintech
    india
    investing
  • Coin (w2013)Acquired • 11 employees • San Francisco, CA, USA
    Coin is a consumer electronics and financial technology company bringing simplicity and security to payments. Through the Coin developer program, wearables makers now have a turnkey solution for integrating secure payments into their devices (e.g. fitness trackers, smartwatches, jewelry). Follow the company on Twitter @coin or learn more about the Coin developer program at http://developer.onlycoin.com. Coin 2.0 smart payment device Coin 2.0 is a secure smart device that has the form factor of a credit card, but it holds your cards in one - including your credit, debit, gift and loyalty cards. Coin 2.0 lets you swipe or tap your cards at millions of merchants across the USA. Coin 2.0 has 80%+ compatibility, partly because we use cutting-edge technology that has not yet been integrated into all point-of-sale systems. We encourage customers to carry a “backup card” given the wide variety of sales registers in the USA. While Coin 2.0 shares the same form factor as a credit card, it features enhancements such as an electronic display and a single button to allow for simple switching between different cards. With over-the-air updates, Coin 2.0 adapts to evolving payment technology, offering future-ready ubiquity in a small and powerful package. Coin's security features also keep your information safe. Auto-unlock means that only you can use your Coin 2.0 while Last Known Location helps you find your Coin 2.0 in case of loss or theft. Coin 2.0 is designed for use in the USA. To verify identify, a Social Security Number is required. Website: https://onlycoin.com Video: https://youtu.be/gJBZMUuhUrw
    payments
  • Tilt (w2012)Acquired • 51 employees • San Francisco, CA, USA
    Tilt is a technology company that makes it easy for groups and communities to collect, fundraise, or pool money securely and effectively online. In addition to helping social organizers, the company is legally certified in securing fundraisers for non-profit organizations.
    crowdfunding
  • Catch
    Catch (w2019)Acquired • 18 employees • New York, NY, USA
    Catch makes it easy for anyone who doesn't get benefits from an employer to set up and manage their own benefits package. We automatically withhold from each paycheck for tax withholding, time off, savings and retirement. We also help you find and enroll in the right health insurance plan and keep your premium payments on track. By connecting to your existing bank account, we monitor when you get paid, and act on a plan that can help keep you covered no matter what life throws at you.
    fintech
    consumer
    health-insurance
  • Penny (w2017)Acquired • 2 employees • San Francisco, CA, USA
    Penny is a personal finance app that helps you track your income and spending. Penny accesses your statement history—with your permission—and uses that information to help you manage your finances. Whenever you open the app, she’ll chat with you about your finances: letting you know how you’re doing this month, forecasting where you’ll be next month, giving you a heads up about upcoming bills, or even helping you cancel services you don’t use. Penny makes finances less intimidating and stressful. Many apps have lots of useful features, but they’re often hard to use and time-consuming. Penny automatically organizes your finances, explains them simply and clearly, and tells you what you need to know, when you need to know it.
    artificial-intelligence
    fintech
    finance
  • Compound
    Compound (s2019)Acquired • 51 employees • San Francisco, CA, USA
    Compound empowers people who work in tech to make better financial decisions so they have the freedom to focus on what matters most.
    fintech
  • OctiFi
    OctiFi (w2021)Acquired • 11 employees • 20 Pioneer Cres, Singapore 628555
    We empower commerce with instant 0% interest loans for responsible spenders. Consumers can now renovate their dream homes or buy furniture online with an extended budget and pay later at no extra cost.
    fintech
  • yearend
    yearend (w2020)Acquired • 7 employees • San Francisco, CA, USA
    YearEnd helps startup employees optimize their equity and taxes, and can also file their tax returns. They simply connect their financial accounts and YearEnd will tell them how much tax they’ll owe and will make recommendations on how to make better decisions. At the end of the year, YearEnd can also file their tax return for them or they can collaborate with their existing tax accountant.
    fintech
    finance
  • Honeydue
    Honeydue (s2017)Acquired • 2 employees • San Francisco, CA, USA
    Honeydue is the best personal finance app for couples. Track your bills, bank balances, and spending together, and engage in meaningful dialogue about your goals and habits.
    fintech
  • TextPayMe (s2005)Acquired • 11 employees • Redmond, WA, USA
    Founded in 2005, TextPayMe is an SMS payment service that lets you send money to other people using cell phone text messaging. TextPayMe lets you send money to anyone else in the US with an SMS-capable cell phone, and while phone carriers may charge for the actual text message sent/received, sending and receiving money is free while TextPayMe remains in Beta. In July 2006, the TextPayMe team started working for Amazon and, as of 2011, the site redirects to an Amazon's mobile payment website. There was no press release related to this event but it's assumed the company was acquired. Sending and receiving payments through TextPayMe is easy: simply write a text message to SMS@TextPayMe.com with "pay amount phonenumber" in the body (i.e. to send $5 to 123-456-7890, text "pay 5 1234567890"). The service is secure as well, as each payment needs to be confirmed by a user-created PIN. To fund your transactions, TextPayMe lets you add money directly from your bank account and now also lets you link your credit card as well. Currently, the maximum amount that can be sent or received per month is $500.
  • Joe
    Joe (w2022)Acquired • 12 employees • Paris, France
    Joe is building a innovative and flexible DtoC Buy Now Pay Later App in Europe powered by Tech📲. In Europe, only 15% of e-commerce have integrated BNPL solutions and consumers don’t have access to installments very easily. Within Joe app and our virtual card you can buy now pay later on any store without any technical integration. And if you already made your purchase, you can be refunded and get 3 installments
    fintech
    consumer
  • Sable
    Sable (s2019)Acquired • 12 employees • New York, NY, USA
    Sable is a digital banking platform and the only full-suite banking solution for internationals in the U.S., providing U.S. bank accounts, debit and credit cards. Newcomers to the U.S. can open a Sable account within five minutes, and start building their U.S. credit history from day 1, all without the need of an SSN or prior U.S. credit history. The Sable app is available on iOS and Android.
    fintech
  • Look After My Bills
    Look After My Bills (w2018)Acquired • 2 employees • Westminster, London, UK
    Look After My Bills is a new auto-switching service making sure you're always on the best possible energy deal.
    fintech