Finance and Accounting Startups funded by Y Combinator (YC) 2025

Deel is the all-in-one payroll and HR platform for global teams. Built for the way the world works today, Deel combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, Deel supports every worker type in 120+ countries—helping businesses scale smarter, faster, and more compliantly. Discover how Deel makes global work simple at deel.com.

o11 brings bulge bracket level speed and output quality to capital markets firms of any size. Seamlessly integrated into every Microsoft 365 tool, it transforms your documents and models into a dynamic knowledge layer that drives research, modeling, and client ready deliverables with consistent precision.

Zarna is private equity’s first AI associate class. Our agents plug directly into your firm’s data and work like a deal team that never sleeps. Zarna’s agents analyze CIMs, build LBOs, update CRMs, draft IC memos, & act based on decades of proprietary firm knowledge. The result: investors spend less time buried in decks and spreadsheets, and more time on judgment, relationships, and winning deals.

Crunched is the Excel AI analyst for power users - in consulting, investment banking, and private equity. It error-checks workbooks end-to-end, builds models from scratch, and handles grunt work like extracting and linking data from IMs to template models - all within Excel so teams can review and iterate as usual. Agents struggle with tabular data - getting reliable, multi-step execution over thousands of interlinked formulas, sheets, and ranges is hard. Making Crunched good enough for people who live in Excel means knowing the pain points deeply. Michael and Philip has 10,000+ hours in Excel across consulting and finance. Markus and Lars bring deep expertise in scaling AI and enterprise solutions. We've had easy access to first customers and are already live with firms across six European countries - we now plan to expand into the US. With >1bn total Excel users, we focus on the top 2%, highest-value Excel users globally. We're solving one pain point at a time to create a product that doesn't just look good in a demo but actually works in production. Excel is here to stay, but the way experts model is fundamentally changing - with Crunched.

Automate internal auditing (planning, testing, documenting) to comply better with financial regulations. Denki performs audit work with 99% software, 1% services: ✔️ Works on existing systems (e.g. Auditboard, Workiva, ERPs) ✔️ Automates Control processes (e.g. collects evidence, runs walkthrough interviews, tests) ✔️ Records every step for traceability (workpapers w/ full audit trace) Focused on SOX programs and financial regulations (SEC Rules etc.)

Cranston is a full stack AI accounting firm automating the $900b market for accounting labor. Our software automates reconciliation, tax compliance and financial analysis for startups & SMBs. We pull in context from all your company's apps & data, connect to existing systems of record and handle repetitive accounting work. Our team is deep in the accounting space. Sean spent 5 years building an ERP after dropping out of Stanford and Max spent 5 years building an accounting firm that did every accounting workflow you can imagine on top of ERPs.

Qualify.bot helps commercial lenders and loan brokers process business loan applications with 4x higher conversion rates. Our AI voice calls eliminates 8+ hours of manual work per loan, from lead qualification to document collection & follow-ups.

Finto builds AI accounting software for enterprise finance teams. We automate the invoice-to-pay process from their email inbox to their ERP. Cutting out 80% of the accountants daily work in invoice recording, account coding and invoice approvals.

sieve solves data cleaning for hedge funds and investment firms by letting them get clean data in four lines of code. Currently, their data pipelines have conditions that raise for human review, which literally send an email to engineers with data that needs to be reviewed. We provide an API that integrates directly into their existing pipeline - instead of raising for human review, they can send all the same information to our API and get clean, high-quality data back. By using our AI agents built specifically for financial data collection, along with expert-in-the-loop review, we provide our clients with clean, validated data at a scale and level of quality that wasn't achievable before.

At Moby Analytics, we provide the first AI agentic platform built for financial auditors. Auditors easily create and deploy AI agents to automate audit workflows. No code, just prompts and domain expertise.

We’re building an AI-native accounting firm where accountants collaborate with intelligent agents to deliver superior financial advisory services. Together, they close the books in a fraction of the time traditional firms require.

Built by an ex-Deloitte/Google team, Combinely’s AI-coworker proactively takes on work, helping tax teams handle everything from document collection, answering client queries to producing & reviewing tax returns.

Cardamon is an AI powered platform that ingests relevant regulation, understands what applies to each regulated financial firm, and gets compliance officers from regulation, to obligations, to product requirements in minutes - not weeks. Financial firms face a host of complex regulations that make it incredibly painful to launch and maintain products in a compliant way. As a Product team at Revolut, we felt this pain deeply ourselves - we had products ready to launch but stuck in compliance limbo, often for weeks. Turns out, getting compliant took as long as building the product itself. Frustrated, we dug in and were shocked by how manual and inefficient the processes were. That’s when it clicked: there’s a huge opportunity to automate the boring stuff (and solve our own problem!). Compliance teams win because they ditch the tedious tasks. Product teams win because they ship faster. Everyone’s happy.

Bluebook is building AI agents for accounting firms to accelerate research, reconciliations and monthly closings. We allow professionals to serve 200 clients instead of just 20. With research time cut by 30% accountants can provide more strategic advice to help their clients thrive. The 30 leading firms in the Nordics already use Bluebook. The accounting industry faces a perfect storm: a massive CPA retirement wave (75% in the coming 15 years), increasing complexity from globalization and new regulations, and private equity consolidation driving productivity demands. LLMs enables software that can understand context, adapt to new scenarios, and handle complex accounting tasks with human-like reasoning - capabilities that traditional rule-based software lacks.

Trata is an AI-powered research desk for hedge funds. We use agents to interview hedge fund analysts, write investment research, and distribute this through a subscription.

Mesh is building your AI finance co-worker. Nandini and Erin worked together for 5+ years at Carta, and helped grow the fund accounting business from $20M to $100M ARR. Leveraging their insights from Carta, they’re now automating accounting workflows for other companies.

Fira accelerates financial research for investment analysts by instantly searching and analyzing thousands of pages of company filings and earnings reports, delivering source-cited answers and verifiable calculations. Our mission is to build a comprehensive research platform that integrates seamlessly with internal and external data sources, handles research and analysis, generates investment documents, and automates repetitive workflows. This frees investment professionals to focus on what matters most: building relationships and making strategic decisions.

Afternoon.co empowers founders to make better business decisions with real time financial metrics. We pair managed AI bookkeeping and tax services, to reduce administrative burden on founders. Accountants struggle serving 4 million+ of ecommerce brands & startups in the US, because of complexity in sales tax, multiple sales channels and inventory management. We automate a large portion of bookkeeping by integrating with their sales and inventory systems, so founders can spend less time doing admin work.

TaxGPT AI co-pilot for accountants and tax professionals increases tax firm's productivity and profitability by 10x by automating tax research, client communication, onboarding flows and secure document collection.

Tabula is the AI finance platform for SMEs and their accountants, starting in Europe. We generate finished ledger entries that users export with just one click. This involves tasks like booking expense accounts, determining VAT filings, reconciling transactions.

Dimely helps accounting teams scale their order management & contract review workflows. Today fast-growing tech unicorns like Checkr and Airbyte get more coverage with less manual work by using Dimely’s AI agents to intelligently extract relevant details from core files like Order Forms, MSAs & POs, flag discrepancies, and then sync this information to core finance systems like NetSuite and Stripe. Dimely leverages what finance and accounting teams love most, spreadsheets, for all its workflows so teams never feel out of place. Teams just replace their existing, siloed Excel spreadsheet with one that's connected and powered by AI. Teams love Dimely for its ease of use and intuitive user experience that saves them hundreds if not thousands of hours a month.

LedgerUp is your AI billing teammate for B2B SaaS, transforming contract-based billing from a chore into a frictionless, revenue-accelerating process. We parse contracts, issue invoices, and collect payments in real-time, all while surfacing actionable analytics, allowing your finance team to escape spreadsheet chaos and focus on strategic growth. Just close deals and let us handle your billing for you.

Midship is rebuilding internal audit from the ground up. We're starting with SOX testing by building AI agents that perform audit work end to end, giving auditors leverage to focus on higher-value risk and advisory work.

Fazeshift is an AI agent for automating Accounts Receivable. What used to take teams of people and hours of manual work can now be fully automated with Fazeshift. Caitlin and Timmy met while getting their MBA at Harvard. After graduating, they started a B2B marketing software startup, which is where they first experienced the pain of this process. The problem stems from fragmented data across software platforms like QuickBooks, Stripe, NetSuite, DocuSign, HubSpot, and Salesforce. Fazeshift’s infrastructure connects the data across these software platforms and uses LLMs to automate the previously manual workflow.

Clarum is an investment due diligence and research platform designed for private equity investors. It connects directly to a firm’s data sources, structures key financial metrics and deal terms, and performs analysis with AI across Excel, Word, and PowerPoint—mirroring the approach of an associate conducting due diligence. Clarum is trusted by private equity firms, family offices, venture capital groups, and consulting teams. We automate major parts of the diligence workflow, enabling faster insights and better risk coverage.

At Omni, we’re rebuilding how banks and fintechs lend to small businesses. There are 34 million small businesses in the U.S., yet getting a loan still means weeks of emails, PDFs, and paperwork. Every deal starts with a pile of documents — tax returns, bank statements, corporate filings, and contracts that no one wants to read but everyone depends on. Omni is changing that. We work directly with lenders to modernize the entire stack, from document intake to underwriting, and we’re doing it with a small, fast-moving team that ships real systems used in production every day.

We are Alguna, an early-stage startup building a modern pricing, quoting, and billing platform for B2B companies. Our mission is to build the most efficient revenue management engine for B2B SaaS. Today, most companies get by using spreadsheets and manual processes across multiple single-point solutions, which is inefficient and costs millions in lost revenue. We solve this by unifying the quote-to-revenue process and automating complex back-office operations. This enables our customers (growth-stage startups and enterprises) to flexibly close more deals faster without worrying about internal limitations and relying on finance and engineering teams.

Campfire is the modern accounting platform for startups and mid-size tech companies. Our product includes an accounting general ledger that has multi-entity support and advanced financial reporting such as P&L by department and contribution margin by customer. Migrate from legacy accounting software to Campfire for your accounting and financial reporting to automate manual tasks and streamline workflows to unlock financial insights and accelerate the monthly close process.

Trayd is a B2B construction payroll platform and back office management system designed for same-day pay. We allow the 7M construction workers in the US to get access to their earned wages 7-10 days sooner than legacy payroll providers. With a unique spin on traditional payroll, Trayd is on a mission to create back office efficiencies for commercial subcontractors while simultaneously addressing the significant labor shortage affecting the $2.1TR North American construction industry. Trayd is bigger than construction payroll. It's the promise that the hardest working people get access to their money, as and when they need it, creating greater financial wellness across the board. Not only that, we are pioneering digital cash access for a demographic traditionally overlooked while simultaneously modernizing operations in an industry that has been slow to adapt. The challenges and opportunities with Trayd are abundant, promising an engaging journey ahead.

Agentive is an AI workspace for financial and technology audit firms that leverages context-aware AI agents to perform testing procedures from natural language instructions—just like an audit associate. By combining critical workflows such as audit planning, client document requests, and evidence testing into one seamless platform, Agentive streamlines audit processes, reduces inefficiencies, and frees teams to focus on high-impact areas. We're backed by Y Combinator, Foundation Capital, Dell Technologies Capital, Liquid 2 Ventures, Ritual Capital, UpHonest Capital, and other fantastic investors from the public accounting profession.

Dili (YC S23) is building the most reliable AI automation for compliance in real-world industries. Across energy, infrastructure, datacenters, advanced manufacturing, and construction, Dili has run prevailing wage, apprenticeship, & other labor compliance to help customers secure over $1 billion in federal funding. Dili is building the AI system of record to help physical industries track compliance, analyze labor and spend, run payroll, and more.

Quill Bills is a medical billing company that works with healthcare providers to significantly lower billing costs and fight every denial.

Concourse is building AI agents for corporate finance teams. Concourse works alongside finances teams to assist in day-to-day operations by taking on the most manual and time consuming work. Core to the platform is an AI analyst tailor-built for finance teams that is available at any hour of the day, accessible via natural language, and built with full connectivity to a company’s existing financial systems. Concourse enables team members to more effectively retrieve and analyze data, generate charts and reports, and answer ad-hoc questions.

Speedy Labs helps manufacturers and distributors ditch error-prone spreadsheets that cost them millions in missed rebate opportunities for an AI-powered solution that not only tracks rebate payments and their performance but also unlocks insights from their financial data silos that uplifts their bottom-line profit margins. $1 trillion worth of rebates are exchanged every year in North America alone.

Dill helps construction suppliers automate accounts receivable, online payments, and credit applications.

Truewind is a technology company based in San Francisco developing a digital staff accountant. Powered by AI, Truewind is a digital staff accountant that never sleeps, never gets sick, and always does its work. Completely predictable capacity planning. Automate data categorization, supporting documentation collection, and client follow-up. Truewind’s AI agents will follow up on outstanding action items while the accountant can work on strategic tasks. This is fully integrated and unified across your accounting operations. We make it easy to get work done and get visibility into your team’s processes. Trusted by over 100 customers, including accounting firms EisnerAmper and Frank Rimerman, along with fast-growing companies such as Wefunder, StartPlaying and Mozart Data. We’re backed by the industry leaders of accounting and AI, Rho Capital, Thomson Reuters Ventures, Pathlight Ventures, Fin Capital, and Y Combinator.

Metal is an AI platform for private equity firms. We help PE firms accelerate due diligence and agentic private capital workflows by automating data analysis, document processing, and insights extraction across deal flow operations.

ControlHub automates the Procurement and Accounts Payable process of mid-size companies with intuitive purchasing software and AP solutions. Key features: Purchase Requests generation, Purchasing Approvals, Purchase Orders (PO), Bill processing and payments, sync with ERPs such as Quickbooks and NetSuite.

Benchmark is the trusted AI platform for investment firms. Today, leading firms use Benchmark to screen deals, extract insights from unstructured data, and automate workflows. Our platform combines cutting-edge AI with deep industry expertise to help investment firms make smarter, faster decisions across their entire deal lifecycle.

Automated bookkeeping, effortless tax filing, real‑time insights. Set up in 10 mins and get back to building.

Bujeti is a corporate cards and expenses management platform for African businesses. We help African businesses issue corporate cards to their employees, control and manage their expenses and keep track of their finances.

Numeral is the fastest, easiest way to stay compliant with US sales tax and global VAT. Trusted by 2,000+ businesses, including Eight Sleep, Ridge, and Manus, our end-to-end platform keeps our customers compliant wherever they sell, with registrations, filings, calculations, and ongoing compliance support. Numeral’s AI-native solution covers more than 70 countries and tens of thousands of jurisdictions and is built for accuracy and scale.

Invopop helps global companies like SumUp, Fever, and DeepL manage electronic invoicing across more than 25 countries through a single API. In the next five years, over 40 countries—including all EU member states—will require businesses to issue invoices electronically and report them in real-time to tax authorities. Instead of building and maintaining numerous local integrations, global companies can integrate just once with Invopop, streamlining compliance and saving time.

SPRX uses AI to prepare corporate R&D tax credits. With our technology, anyone can prepare an R&D Tax Credit accurately and fast. To provide some background, the R&D Credit is often cited as the most complex and audited tax credit in the United States. With that in mind, we set out to create software to achieve two primary objectives: 1. Ensure that any credit computed with our software is exactly what the IRS is asking for in terms of quality. 2. Democratize the ability to perform high quality R&D Credit studies extremely fast.

Fintool.com is a financial copilot for institutional investors. It’s ChatGPT on top of financial documents. Fintool is engineered to discover financial insights that are beyond the reach of human analysis or search software.

Pivot helps you visualise, analyse and model your company's financial data way faster than Excel.

Invofox is the document processing AI for software companies. If you need to process documents such as invoices, receipts, bills of lading and others for your customers, you can easily build a first-in-class service with minimum effort using our technology. Check out our website and developers portal for more information.

SMBs in Latam use Boton to get real-time financial statements prepared by an autonomous agent. We match you with a partner accountant that may review your books and answer your questions.

Rima is an AI reconciliation assistant for accountants that enables them to complete complex reconciliations in minutes instead of hours We are on a mission to build the automation layer for reconciliation for every ERP and payment system.