Housing and Real Estate Startups funded by Y Combinator (YC) 2026

Goldbridge is building the financial operating system for the largest asset class in the world – real estate. More than $1T in rent flows through landlord bank accounts annually, with roughly a quarter locked in idle reserves and security deposits – and billions more leaking from unnecessary property expenses. And with $2.5T in real estate loans about to mature in 2027/28, property owners are desperate to boost their income ASAP. Goldbridge solves this problem by creating the first AI-powered banking platform for real estate owners. We are backed by Y Combinator and other world-class investors, and our founding team includes a 2x YC founder, former White House advisor, and 100-unit real estate owner/operator with deep industry expertise. Come help us redefine the future of real estate.

We've built an AI property manager that automates maintenance requests, handling tenant calls and messages 24/7, following up by chasing contractors and resolving issues. We're based in London, but have over 10 customers throughout the world, from San Francisco to Dubai. We have a reliable sales pipeline, including a >$1m cARR enterprise contract. Since our formation 6 months ago, we have raised over $3M in funding. Ismail, co-founder & CEO, is an ex-Founder at LiveLink AI, where he raised $3M, growing the platform to editing 150k videos per month. He also built his own prop firm to $500k ARR. Elias, co-founder & CTO, was an early engineer at a YC backed company, acquired by Google. While a senior engineer at Google for 5 years, he took the product from $50k ARR to >$100m. CS at Bristol, MBA from Imperial.

Automax.ai does property appraisals faster and more transparent. Our mobile app uses LiDAR and computer vision to capture property details automatically, and our custom-trained AI agents combine that data with all the analysis and aggregation required to to generate a complete appraisal report in minutes. The result is a clear, grounded valuation, fully Fannie Mae & Freddie Mac compliant — done in under 20 minutes from start to finish.

IronLedger automates property accounting for property managers, developers and contractors, starting with accounts payable. We eliminate more than $70K of accounting costs annually for over 50K multifamily units. https://www.ironledger.ai/

Propaya uses AI to instantly abstract and analyze commercial leases - delivering clause-cited insights, linked schedules, and export-ready data in minutes. Beyond lease reviews, we empower brokers, heads of real estate, and attorneys with market benchmarks and deal evaluation tools to negotiate more effectively and efficiently.

Assembly is an AI-native HOA management company on a mission to fix homeowner associations. Traditional HOA management is often reactive, confusing, and inefficient. Assembly takes a different approach by combining professional expertise with intelligent software to make communities run smoothly and decisions easier. We exist to build trust, create transparency, and ensure well-run communities that protect and enhance property values. Assembly simplifies day-to-day operations, automates routine tasks, and delivers the right knowledge at the right time. Our platform gives boards and homeowners clarity to make smarter, more confident decisions. We manage HOAs in San Francisco Bay Area and Greater Los Angeles.

Avery helps property managers fill vacancies faster and resolve maintenance requests automatically. Our AI property manager and leasing agents can be assigned to complete many common tasks, from getting tours scheduled to following up with vendors. There are nearly 300,000 third party property management companies across the US, many of whom are overwhelmed by dozens of repetitive tenant requests streaming in through antiquated software every day. Avery modernizes the property manager’s toolkit with a two-way contact center to provide an excellent resident experience. Learn more at https://averyiq.com

Foundation is the buyer experience platform for homebuilders. By bringing the new home shopping, purchase, and ownership experience online, Foundation helps homebuilders sell more homes, more profitably, to happier customers.

Homeflow is the first digital platform that gives larger real estate investors a single place to purchase and manage insurance for their portfolio. Rather than having policies spread out between multiple brokers, real estate managers can use Homeflow to view their policies, change coverages, and get quotes for upcoming acquisitions.

FlatX is the first AI-powered rental platform in India focused on Young Renters. It helps them find the right flat and the right flatmate faster, and makes it effortless to rent in any city without brokers, scams, or the usual chaos.

Express Building (EB) helps small and medium sized residential developers scale their pre-sold affordable housing development pipeline. Current markets: Indonesia & Philippines

HOMLI is building the first fully autonomous real estate broker, enabling homeowners to sell without agents.

Trusty is an agent-to-agent matchmaking network that searches every home, regardless of whether it's on the market. This means fresh inventory for buyers, private offers for homeowners, and happy real estate agents.

Cash Flow Portal is an investment management platform for real estate. We launched 5 months ago, and we have 6-figure ARR, growing 50% month over month, with 300 syndicators and 3,000 investors. We’ve grown quickly because I am a syndicator myself. Having raised $20MM for my own deals, I know how painful it is to manually prepare Docusigns, send wire instructions and wrangle investors. I also happen to be friends with 2,000 other syndicators just like me needing a solution for managing their investors. I’m not just a syndicator. I spent most of my career as an engineering leader at Lyft, Twitter, and Amazon. $20K ARR per syndicator gives us a $2B TAM. Having achieved my own financial freedom through real estate investing, our mission is to serve all real estate investors and help them achieve financial freedom.

Selling a home is a super stressful affair due to the uncertainties involved. We help smoothen that process by guaranteeing a fair price and offering that value upfront for the seller. We’ve built up an information system that captures the details of all real estate transactions. We’ve further developed a pricing model on top of it that helps determine the value of a home. We use this to offer liquidity to the seller by making an instant offer to purchase their house. We then refurb the property as necessary and further sell through our channel partners.

PropReturns is an online platform to buy, sell and rent commercial real estate in India. The real estate market in India is highly fragmented and plagued by lack of transparency. We empower businesses and individuals in India to transact commercial real estate backed by data.

We use cutting-edge radio tech operating in unlicensed spectrum to rapidly build fiber-quality networks (1Gbps ) in the urban developing world.

We screen, collect and insure residential leases; allowing brokers and landlords to close more deals with less work, and solving the biggest pain point for tenants- needing a guarantor with a property to co-sign the lease.

Homebase provides Rent-To-Own real estate financing for buyers in Southeast Asia - the only alternative to inflexible/high-interest rate (12%+) mortgages in the region. We strive to provide more innovative, compelling, and empathetic solutions for those who aspire to own a home. Homebase was founded in 2019 in Singapore and is backed by Y Combinator, VinaCapital Ventures, Class 5 Global, Pegasus Technology Ventures, 1982 Ventures, Iterative VC and Antler, as well as the founders and executives at disruptive real estate financing companies including Opendoor, Zerodown, 99.co and Divvy Homes.

Houm is an all-in-one real estate marketplace that helps landlords find tenants, collect rent, and manage their properties in Latam.

Quantierra sources real estate investments for developers. It uses their database and algorithms to determine what can be built, its value, and the probability of it selling. Taking a 1.5% cut of any property they help sell, They’ve made $141,000 in revenue in 3 months, and say they have $310,000 in signed term sheets.

UpEquity is removing contingencies for home buyers so that they have more negotiating leverage when purchasing their next home.

We are the real estate super app for Mexico combining a marketplace with over 20,000 properties, a crm for brokers, financial services including a mortgage brokerage, renovations and the leading data layer for residential real estate in the country.

We founded Inspectify with the goal to make a platform that helps inspectors, real estate professionals and home buyers alike. We see a tremendous opportunity to apply the latest technology to make inspectors more proficient and effective and make home inspections more engaging and value add to home buyers. We are just getting started, but are excited to provide much needed disruption in the space!

Culdesac designs, builds, and manages walkable communities. Culdesac is a real estate developer and property manager. We build neighborhoods that embrace community, open space, and mobility. We offer residential units at a variety of price points integrated with local retail, commercial uses, and open space for nature and public plazas. Our communities prioritize biking, walking, and transit over cars and parking. We partner with leading mobility companies to deliver convenient and affordable transportation services. This creates a vibrant urban lifestyle without the need for a private vehicle. Read more here > https://medium.com/culdesac/introducing-culdesac-3fbfe7c4219c

Mudafy is a tech-enabled real estate broker for LatAm that makes it easier for people to buy and sell their homes. Mudafy delivers superior customer experience through technology and data analytics. Their customer-facing product includes 360° virtual tours, online booking for showings & appraisals, and dynamic benchmark pricing data for properties. For agents, they have processes and tools that increase their efficiency by 10x compared to traditional realtors. For the first time, there is a level of professionalism to the LATAM real estate market, which is leading to homes closing faster and at a fraction of the cost.

Construction costs are climbing out of control, there is a declining construction workforce that gets smaller with every recession. Meanwhile, we’ve got a housing crisis in our major cities. Green Canopy NODE is the combination of NODE - construction technology start up that develops a house assembly kits that we manufacture in our factory in Seattle, and then ship flat-pack - like Ikea, and Green Canopy a vertically integrated developer, general contractor and real estate fund manager already operating in Seattle and Portland. We are continuing to develop and launch construction technology solutions including prefab components and software into our pipeline of residential projects ranging from small apartments, town houses, single family homes and small dwellings. Our mission is to build homes, relationships, and businesses that help regenerate communities and environments.

ZiffyHomes is a living solace for young professionals with beautiful living spaces, vibrant community, excellent services and full time support to all our customers. We work towards providing the highest standards of living for young professionals and saving them from woes of house hunt. We wish to provide a space for them where they can flourish. Founded by Saurabh Kumar & Sanchal Ranjan where they are fascinated about formation of communities around both living and working spaces in a country like India for the last 15 years of their educational and corporate lifetimes and now fostering India's first physical social network via co-living. Join us on our journey of excited times ahead. Visit us at www.ziffyhomes.com or follow our progress on: Facebook: https://www.facebook.com/ziffyhomes/ Twitter: https://twitter.com/ZiffyHomes Instagram: https://www.instagram.com/ziffyhomes/

VergeSense is a Y Combinator-backed startup that develops an AI-powered sensing device for facility management. The sensor-as-a-system platform consists of sensing devices containing a series of different sensor hardware, including an image sensor, coupled with a cloud platform for pre-training machine learning models that run on the hardware, process data and report occupancy analysis back to VergeSense’s cloud.

A smart city technology platform that helps state and local governments take a data-driven approach to ensure safe, stable, and affordable housing.

REZI is a leading real estate technology company founded in 2016 and the only fully remote and automated marketplace for long-term apartment rentals. REZI empowers landlords to lease their vacant apartments using their state-of-the-art platform — guaranteeing the monthly rent, paying up to 12 months of rent upfront, reducing leasing costs, and simplifying the leasing process for several to hundreds of units in a single transaction. Renters on REZI are then able to find, tour, apply for, and lease their next home without any fees and in as little as five minutes — right from their phone — through pre-screened listings, contactless tours, and automated application decisions.

Revolutionizing building management. Our platform allows building owners to deliver better customer service via custom software. We have deployed this in a 1M sq.ft. Class A office building, where we were able to lower operational expenses while improving tenant satisfaction.

Guesty’s property management software provides property managers and management companies with an end-to-end solution to simplify the complex operational needs of short term rentals. With Guesty, users can manage listings from multiple online travel agencies including Airbnb, Booking.com, Agoda and TripAdvisor, and utilize the company’s guest-centric tools including: Unified Inbox, Automation Tools, 24/7 Guest Communication Services, Payment Processing and more.

We're building digital infrastructure and workflow tools to connect the many parties involved in real estate transactions. The result is a more digital, online, and automated process for everyone involved.

RentHop (www.renthop.com) helps renters find great apartments. We use sophisticated data analysis to rank apartment listings based on their "freshness"​, their accuracy and completeness and the responsiveness of the manager who listed the apartment on our site. As a renter, you can use list-based or map-based search tools to browse listings and comprehensive search filters to narrow our 100,000+ listings to just the ones you want. It’s easy and fast to reach out to brokers and property managers to schedule viewings and to manage responses. You can also use our innovative "Appointments on Demand"​ feature, a map showing the real-time locations of brokers and property managers available to show apartments, to reach out and schedule viewings on the fly! For brokers and property managers, RentHop provides a cost-effective, easy-to-use tool to promote your listings, get qualified leads and schedule viewings. You can also post and repost listings on the go using RentHop Manager, our mobile app for brokers and property managers, currently available in the iOS App Store. (You can download the mobile app at https://itunes.apple.com/us/app/renthop-manager/id695651355.) Your commitment to give good service will make you stand out on RentHop - our algorithm will credit you for your responsiveness and help give your listings the boost they need to get seen - and rented - by qualified renters. Look for our mobile app for consumers, due out soon! And please let us know any questions, thoughts or comments you may have - we'll look forward to hearing from you! You can reach us at feedback@renthop.com. You can also find us on Facebook, Twitter (@RentHop), Google+ and Pinterest.

You Got Listings is an all-in-one apartment Marketing Platform for brokerages and management companies. Founded in 2009, You Got Listings through innovation and automation has helped push over 3 Million properties in front of prospect renters. We are here to provide the rentals industry with the most comprehensive online marketing solution.

Pulppo is building Shopify for the real estate brokerages in Latin America. We provide them with performance analytics software, automatic online property listings, a valuation tool and a CRM. We will charge 20% of the 166 billions dollars in annual commissions they generate.  From our integrated tool we automate non-value added activities, and give visibility and transparency to agents (CRM) and customers (buyer collaboration, seller dashboard). By integrating the entire process, we empower agents to deliver an improved customer journey and more efficient process.

Homeroom helps investors provide affordable housing while making a 22% ROI. We do this by sourcing properties, arranging capital, managing construction, vetting tenants and collecting rent by the room. To date, Homeroom has brought on 85 property investors, growing 6X annually, are bringing in 420K in annualized net-revenue How it works: We help investors buy homes in cities that are attractive to young people, but lack affordable housing options. We then renovate and after about 20 days, the home is ready and we find qualified renters by the room. We launched in 2018 in Kansas City with 1 home. We now have 105 homes in 31 cities. In 2021, we grew rental GMV to $1.8M (300% YoY growth). Our average rent across every property is $458, which is about 50% lower than market comps, and our investors see returns up to 50% higher. We are HomeRoom. Johnny is the financial analyst/domain expert. Thomas is a cereal entrepreneur with a PHD in ML, and Mike hacked growth for Airbnb and Facebook.

Hent is helping land lot developers to better manage their sales receivables and streamline their processes by securing access to capital and connecting all the stakeholders involved.

Since 2017, Obie has simplified real estate investment insurance for landlords, property managers, agents, and investors across the U.S. With expert-backed coverage, intuitive tools, and embedded technology, Obie delivers fast, reliable insurance solutions designed to fit how real estate professionals work today. With $60 billion in coverage secured and $39 million in funding, Obie is redefining what insurance can do—for the people building the future of real estate

What used to be an integral part of the American Dream, or at least a check mark on the way to adulthood, is now well beyond reach for many of us. And nobody bears the brunt of the current housing crisis more than young folks, who, compared to their parents and grandparents, find themselves saddled with more debt and in possession of fewer assets. But it doesn't have to be this way. At ZeroDown, we're driven by the radical idea that professionals with steady jobs and healthy finances should be able to afford homes - even in San Francisco. That's why we've come up with an alternative to the rent-or-own dilemma, offering the benefits of homeownership with the flexibility of renting. Here's how it works: 1. ZeroDown buys your home Choose any home on the market. We'll make an all cash offer on your behalf. 2. Build towards ownership A portion of your payment goes toward building ownership in your home. 3.You control when you buy Put the purchase-credits that you've built up towards buying your home from ZeroDown.

Naborly has reinvented how credit reports and scores work for the rental industry to help landlords know who they're renting to, while helping tenants build credit by just paying their rent.

Every year $1.2 trillion in residential home sales are exchanged, however buying and selling a house is still a huge, painful process. Maybe that’s because Real Estate is the least digital industry, behind only agriculture 🐮 . Disclosures.io is on a mission to make the real estate process more transparent and efficient for everyone involved. Our product helps sellers get their home to market faster and enables buyers to make more informed offers. We believe in lean, pragmatic product development, entrepreneurship and building a business that we are proud to be a part of. We love talking to like-minded makers, drop us a line!

Starcity was one of the largest co-living brands. Exit to Common in 2021.

Innov8 Coworking is a Y- Combinator backed workspaces and community startup based in India. We provide Premium workspaces (Managed Private Offices and Coworking Spaces). Innov8 Coworking is the first of its kind Thought space in India. We encourage community engagement of like-minded individuals from any space, whether they are founders, investors, freelancers, creators or just want to work in a highly productive zone. Innov8 boasts of the most premium work culture, ergonomically and innovatively We currently have centres across India - Delhi, Noida, Gurgaon, Mumbai, Bangalore and Chandigarh.

Tenant Turner helps property managers eliminate vacancy. We streamline your rental process from leads to lease by listing your rentals on all the major rental sites; pre-qualifying prospects via web, phone, and email; and schedule showings with a leasing agent, lockbox, or lock.