Bridging a world of consumer-permissioned credit data
At Nova Credit, our mission is to power a more fair and inclusive financial system for the world. If you have no credit, it can take years to build that up, even if your financial situation shows that you have the ability to take on risks. In the US, that accounts for almost 20% of the adult population, including 11%, which are completely “credit invisible.” This directly affects this population’s ability to qualify for student loans, apartment leases, car financing, and anything else requiring a credit score.
We’re building a data analytics platform on top of bank transaction data that enables lenders to evaluate creditworthiness based on a person’s most up-to-date financial situation, opening up opportunities and financial flexibility for all parties. We are backed by leading investors, including Kleiner Perkins, General Catalyst, and Index Ventures
For a more in-depth look at our engineering culture, check out our page on Key Values.
Everyone is welcome at Nova Credit. We are an equal opportunity employer where our diversity and inclusion are central pillars to our company strategy. We look for applicants who understand, embrace, and thrive in a multicultural and increasingly globalized world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status
We're connecting credit reporting agencies across the world into a single, predictive cross-border credit database. We make this information available through a standardized and modern API to unlock financial services, housing and employment for immigrants around the world. In effect, we are creating the first and only global infrastructure for financial identity to move across the world.