Point

Brings rewards and benefits to the debit card.

Software Engineer, Banking & Risk

Location
San Francisco, New York, Remote
Job Type
Full-time
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About the role

PointCard™ is a technology and design company that transforms everyday spending into a delightful and rewarding experience. We’re re-thinking the payment experience with an emphasis on transparency, delight, and personalization.

With the best benefits of both debit and credit, PointCard earns you points on every purchase redeemable for instant cash-back. Point App works side by side with PointCard to create an elegant, easy-to-use experience.

We recently closed our $46.5 million Series B funding round. To learn more, see TechCrunch's coverage here.

Backed by top investors like Peter Thiel (Valar Ventures) and Y Combinator, we’re well-funded and ready to make a positive impact on people’s daily lives.

We’re looking for a Software Engineer, Banking & Risk  to join our specialized team. We have the vision and resources, and need your talent and skills.

About the Role:

Point is looking for Software Engineers at all experience levels to join our focused, growing, and passionate team. We want engineers who orient around solving customer problems, who understand the tradeoffs between different technical approaches, and who believe that a reliable system is composed of individually testable components.

Roles & Responsibilities:

Software Engineers at Point build the logic and systems that power the evolution of our financial platform, including new consumer-facing features, iteration and refinement of the core card product, and revolutionary new ways for consumers to pay.

You'll work with us to build reliable systems to issue physical cards,  process online and offline payments, guard against fraudulent transactions, categorize customers into high and low risk — all at Internet scale under demanding latency constraints.

Our backend stack: Java, REST, Kafka, Node.js, ECS, PostgresSQL, AWS

Requirements:

  • 5+ years experience developing distributed software systems, preferably microservices architecture
  • 3+ years experience developing cloud-based software on AWS, GCP, Azure, etc.
  • Knowledge of SQL and relational databases, and ORM frameworks
  • Good unit testing habits and a belief in code coverage
  • Good collaboration skills & the ability to work well with product, design, or other cross-functional teams
  • Understanding of optimization & performance profiling

Bonus Points (no pun intended):

  • Fintech or cryptocurrency experience, especially at a venture-backed startup 
  • Experience using GraphQL for client/server (Apollo, Graphene, etc.)
  • Spring Framework or Dropwizard 

Point Perks:

  • Join a fast-growing brand that is building thoughtful spending products.
  • Competitive salary, stock options, and 401K.
  • Full health benefits (medical, dental, and vision insurance).
  • Unlimited vacation policy, paid company holidays, and WFH flexible. We shut down the office at the end of the year for a winter holiday.
  • Free Point Card membership + 10,000 ($100) monthly points.
  • Monthly stipends on your Point Card to use for lunch, commuting, and other essentials.

 

Why you should join Point

Point is bringing the rewards and benefits of elite credit cards to your everyday debit card.

Point
Founded:2018
Team Size:85
Location:San Francisco
Founders
Patrick Mrozowski
Patrick Mrozowski
Founder
Sid Parihar
Sid Parihar
Founder
Kenan Pulak
Kenan Pulak
Founder