Embedded lending infrastructure
Who We Are
At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs’ potential by providing financial solutions that are tailored to their needs. We are reimagining the financial infrastructure of Latin America - where SMBs financial needs are satisfied without ever having to go to a bank.
R2 enables platforms in Latin America to embed financial services that SMBs can then leverage (starting with revenue-based financing and buy now pay later for business customers). We are a tight knit team coming from organizations such as Google, Nubank, Uber, McKinsey & Co., Mercado Libre, Globant, J.P. Morgan, Clip, and Ualá. We are backed by world-class investors such as Gradient Ventures (Google’s AI-focused fund), General Catalyst, Y Combinator, Femsa Ventures, PayU, among others.
As Head of Risk, you will steer our credit policies based on rigorous analyses of our portfolio (Credit Analytics), and implement the tools and strategy to recover back our capital (Collections). You will lead and manage all aspects of risk, including monitoring and preventing fraud, driving changes to our underwriting models, spearheading partnerships with providers that mitigate risk, and building a high performing risk management function from scratch. You will partner with Data Science, Product, Engineering, Compliance, and Finance to develop a world-class risk management system.
What you’ll work on
Who you are
R2 enables platforms to offer flexible financing to their merchants in Latin America
These merchants are typically small and medium businesses (SMBs), which make up over 90% of companies in Latam yet face a trillion-dollar credit gap. At R2, we believe that SMBs are the productive engine of society.
Our mission is to unlock their potential by providing financial solutions that are tailored to their needs, right where they buy and sell. We are reimagining the financial infrastructure of Latin America - where SMBs financial needs are satisfied without ever having to go to a bank.