Access to credit is extremely scarce for the 40m gig economy workers in Brazil and in many other emerging economies. Volatile earnings and a work history that is difficult to access mean that these individuals cannot even apply for loans within most financial institutions and online lenders. When faced with emergencies or financial difficulties, gig workers struggle to find reliable alternatives.

Zippi solves that by building financial products tailored to gig workers. Our first product, a credit card for gig workers, is the first in Brazil to match workers' cash flows, giving customers much better control over their spending.