Hey! We’re Teddy and Ryan, co-founders of Zenobia Pay.
Zenobia Pay enables luxury brands to accept pay-by-bank and avoid fraud, chargebacks, and credit card fees.
Online credit card payments are expensive and rife with fraud. Fees account for 3+% of transaction volume, and high-ticket items account for more than a third of the 100 million annual chargebacks in the US.
With Zenobia Pay, payments cost only 1%, clear instantly, and are protected with a fraud chargeback guarantee. Customers link their bank to their own hardware, where it’s stored locally in a secure enclave. Merchant sites never see sensitive tokens or account numbers.
Founders Theodore Li and Ryan Prendergast started Zenobia Pay with a mission to make it 3x cheaper to transact online, bypassing the senselessly high credit card interchange fees that aren’t normal anywhere outside the US.
If you sell goods online for >$200 and want to 3x lower your fees, email us at merchants@zenobiapay.com. View our site at zenobiapay.com