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FlatX

AI-Powered Rental Platform for Urban Renters

FlatX is the first AI-powered rental platform in India focused on Young Renters. It helps them find the right flat and the right flatmate faster, and makes it effortless to rent in any city without brokers, scams, or the usual chaos.
Active Founders
Vedant Kumar
Vedant Kumar
Founder
Founder of Shelf & FlatX. At Shelf, built a neobank for young professionals in shared living with 40,000+ flatmate groups, RuPay cards, UPI payments, and brand partnerships. Saw firsthand how broken flat and flatmate discovery was for the same users. Now building FlatX, an AI-powered rental platform to help young renters find the right flat and flatmate faster, without brokers or the usual urban chaos. Starting in India, building for everywhere.
Paras Rajput
Paras Rajput
Founder
Founder - Shelf & FlatX. Building FlatX, a platform helping people find genuine flats and compatible flatmates faster in urban India. Previously built Shelf (YC S22), a neobank for young professionals that helped flatmate groups manage shared finances. Shelf served 40,000+ flatmate groups, launched RuPay-powered Shelf cards, UPI payments, and partnered with brands and co-working spaces to offer services for shared living. I love talking about startups, AI, fintech, and proptech.
Company Launches
Shelf - Neobank for Young Professionals in India 🚀🚀
See original launch post

Hi all!

We’re Vedant & Paras Rajput, the founders of Shelf!

Shelf is a Neobank for Young Professionals in India. Instead of using four different apps for Banking, Payments, Expense Management & Bill Splitting, users can keep and manage their money on Shelf, and pay anywhere effortlessly.

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🚨The Problem:

70% of the expenses made by Young Professionals are Shared!

People in the early stages of their career usually shift to the tier 1 & 2 cities of India where their companies are based. In these cities, they live with their friends in shared apartments and have a lot of common expenses such as → Rent, House-Help, Cook, Groceries, Online Food Ordering, Entertainment, Travel, and Utilities just to name a few. There are also a lot of alluring activities that they partake in with their friends & colleagues which just adds up to a big amount at the end of the month.

In all these scenarios there is usually only one person who pays, then he/she tracks/splits the amount, then constantly asks for their money back (only to get it back after 2 months), and in the entire duration they suffer a dent which disrupts their monthly budget and there is almost negligible savings (Gosh! Even sounds painful).

The current banking system does not understand this!

đź’ˇThe Solution:

⚡One-Stop Financial App for all the needs of Young Professionals⚡

As a Neobank, Shelf not only caters to your banking & payments needs, but we also help you manage your spending and pay as a group from the getgo! When you’re using Shelf, you need not have 4 different apps for banking, payments, tracking expenses, and splitting bills, you can just keep your money on Shelf and pay anywhere with a simple slide.

We’re helping you:

  1. Pay for only your share even in a group payment âś…
  2. Save more and have increased spending capacity âś…
  3. Reduce the Time and Effort needed for banking âś…

Yeah, Shelf gets you. It’s a Neobank for Young Professionals made by Young Professionals ;)

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The products we are providing:

  • Personal Shelf: Budget what you’re gonna spend and where.
  • Shared Shelf: For common expenses with your friends
  • Shelf Cards (launching soon): A super card to serve all your payment-related needs (Interchangeable Group & Personal card)

👨‍💻 The Team:

Paras & I, are 2021 graduates from IIT Roorkee and have known each other since 2017. We have worked on multiple projects together in and out of college. Being Young Professionals ourselves and frustrated by the shortcomings of the current banking system, we have set out to solve the financial problems faced by this user segment 🎯

đź’› Liked the Product?

Sign Up for early access. We would really appreciate your suggestions & feedback!
Reach out to us at vedant@shelfpay.in & paras@shelfpay.in

FlatX
Founded:2025
Batch:Summer 2022
Team Size:2
Status:
Active
Location:Bengaluru, India
Primary Partner:Brad Flora