Shelf

Hi all!

We’re Vedant & Paras Rajput, the founders of Shelf!

Shelf is a Neobank for Young Professionals in India. Instead of using four different apps for Banking, Payments, Expense Management & Bill Splitting, users can keep and manage their money on Shelf, and pay anywhere effortlessly.

🚨The Problem:

70% of the expenses made by Young Professionals are Shared!

People in the early stages of their career usually shift to the tier 1 & 2 cities of India where their companies are based. In these cities, they live with their friends in shared apartments and have a lot of common expenses such as → Rent, House-Help, Cook, Groceries, Online Food Ordering, Entertainment, Travel, and Utilities just to name a few. There are also a lot of alluring activities that they partake in with their friends & colleagues which just adds up to a big amount at the end of the month.

In all these scenarios there is usually only one person who pays, then he/she tracks/splits the amount, then constantly asks for their money back (only to get it back after 2 months), and in the entire duration they suffer a dent which disrupts their monthly budget and there is almost negligible savings (Gosh! Even sounds painful).

The current banking system does not understand this!

💡The Solution:

⚡One-Stop Financial App for all the needs of Young Professionals⚡

As a Neobank, Shelf not only caters to your banking & payments needs, but we also help you manage your spending and pay as a group from the getgo! When you’re using Shelf, you need not have 4 different apps for banking, payments, tracking expenses, and splitting bills, you can just keep your money on Shelf and pay anywhere with a simple slide.

We’re helping you:

1. Pay for only your share even in a group payment ✅
2. Save more and have increased spending capacity ✅
3. Reduce the Time and Effort needed for banking ✅

Yeah, Shelf gets you. It’s a Neobank for Young Professionals made by Young Professionals ;)

The products we are providing:

• Personal Shelf: Budget what you’re gonna spend and where.
• Shared Shelf: For common expenses with your friends
• Shelf Cards (launching soon): A super card to serve all your payment-related needs (Interchangeable Group & Personal card)

👨‍💻 The Team:

Paras & I, are 2021 graduates from IIT Roorkee and have known each other since 2017. We have worked on multiple projects together in and out of college. Being Young Professionals ourselves and frustrated by the shortcomings of the current banking system, we have set out to solve the financial problems faced by this user segment 🎯

💛 Liked the Product?

Sign Up for early access. We would really appreciate your suggestions & feedback!
Reach out to us at vedant@shelfpay.in & paras@shelfpay.in