Enable Buy-Now-Pay-Later in a White-Labelled Manner

Senior Data Scientist

₹2.1M - ₹2.7M INR
Bangalore, IN
Job Type
3+ years
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Mehul Jindal
Mehul Jindal

About the role

We are hiring!

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About BharatX

BharatX is a YC-backed consumer lending FinTech startup. BharatX is committed to enabling credit for the Indian middle class by building Embedded Credit Products. We are working towards our vision - To change how the 250 million middle-class Indians get access to credit.

Who We Are

A team of young, ambitious, and bold people love to dedicate their life’s work towards something meaningful for India & the world. We love to have a shit ton of fun and cut the bullshit corporate culture! We are not colleagues, we are a family, in it for the long run!

Folks Who Believe In Us

We have been fortunate to have a lot of Global VCs, Founders, Clients, Angels and Industry veterans backing us in our journey. We also have a lot of mentors in the Industry Globally who work with us day in and day out on building BharatX. Some of our Investors Include:

Global VCs & Angel Investors:

  • Y Combinator (Batch of W22) (25+ Unicorns)
  • Soma Capital (20+ Unicorns)
  • 8i Ventures (Seed investors for Slice & M2P)
  • Harshil Mathur and Shashank (Founders @ Razorpay)
  • Kunal Shah (Founder @ CRED)
  • Arash Ferdowsi (Co-Founder @ Dropbox)
  • Vikas Chowdhury (President @ Reliance Jio)
  • And more…


  • Collecting and cleansing data from diverse sources for analysis, ensuring high-quality and relevant datasets for effective decision-making.
  • Exploring and visualising data to uncover insights and trends, using advanced tools and techniques for meaningful data interpretation.
  • Applying statistical and mathematical techniques to analyze data, providing robust analytical foundations for predictive modeling and inference.
  • Developing and implementing machine learning and deep learning models, including the adaptation of foundation models to address specific business challenges.
  • Managing big data infrastructure and carrying out data engineering tasks, ensuring efficient data storage, processing, and retrieval.
  • Utilising version control for maintaining codebase integrity and collaboration, fostering a collaborative and error-free development environment.
  • Designing, creating, and supporting AI-driven products, focusing on delivering scalable and impactful AI solutions that meet user needs and business objectives.


  • Minimum 3+ years of experience in a data science role
  • Proficiency in Python, R, SQL, and Scala and experience using AI Frameworks
  • Knowledge of SQL and NoSQL database management.
  • Experience in developing and designing ETLs, Big data pipelines and corresponding infrastructure.
  • Strong background in data science, statistics, mathematics, and analytical techniques.
  • Expertise in machine learning and deep learning methodologies, including an understanding of foundation models.
  • Familiarity with big data technologies and data engineering practices.

Benefits of Working With Us:

  • Best-in-Class ESOP Policy: You get either equal or better terms than founders for your ESOP Policy
  • Unlimited Paid-Time-Off: Next time you need time for a loved one's birthday or a trip to Goa with friends, just go. PS: do invite us too.
  • Bi-Annual Appraisals: When startups grow so fast, why should your financial growth be slow
  • Insurance for All: You and your family (Spouse, Parents/In-Laws and Children) are all covered with the best insurance policy out there
  • Maternity and Paternity Leave: Because Hey! You both deserve to spend time with the little one

About BharatX

We Enable Credit-as-a-Feature in a White-Labelled manner on other apps and websites to boost the Retention and Stickiness of their users. We take care of Risk, Capital, Operations and everything in-between. Brands integrate everything right out of the box in less than 2 hours.

Our Modular yet Simple APIs enables use cases like Embedded Credit-Line (Payments/NeoBanks/Savings), Khata (Groceries), Pay in 3 (Fashion/E-Commerce), Try & Buy (Social Commerce/Fashion), Cart Abandonment to Pay Later (Shopify/Woo commerce/D2C), etc instantly!

Team Size:9
Location:Bengaluru, India
Mehul Jindal
Mehul Jindal
Shyam Murugan
Shyam Murugan
Eeshan Sharma
Eeshan Sharma