Hey everyone 👋

We’re Emil, Mathias and Gus - Co-founders of Balance.

TL;DR

Balance provides real-time, audit-ready bookkeeping & accounting - run by AI, signed off by real accountants.

• Our AI agent Bea handles reconciliation, categorization & reporting
• Ask Bea anything in Slack, WhatsApp or email - like having a finance hire on call
• Human accountants review your books & file your returns
• Flat pricing, no surprises

👉 Ask: Know a founder or small business paying too much for messy, slow accounting?
Introduce them to us, or contact: founders@getbalance.ai / book a demo here.

https://youtu.be/oWFYg1jBcrU

❌ The Problem

The finance & accounting industry is broken - so we’re building Balance to fix it.

Companies spend over $680B each year on accounting services. Yet +80% of firms still rely on manual, spreadsheet-based reconciliation processes, and small business owners spend 20+ hours every week managing their books, from invoicing and expenses to reporting and taxes.

As former CFOs and business owners, we’ve lived the problem for years:

• Paying thousands per month for late, inaccurate books
• Scrambling to fix errors before board meetings
• Waiting weeks for sloppy month-end closes
• Chasing receipts to stay compliant

Why hasn’t this been solved?

Because bookkeeping isn’t just rules - it’s judgment. And traditional firms aren’t built to solve this with AI. But companies needed this yesterday; Despite only incorporating in January, we are already active across multiple industries helping some of the most forward-looking and modern companies in everything from tech, ecommerce, florists, to digital consultants, close their books faster, cheaper and more accurately.

👷 Our Solution

We’re building the accounting firm we always wished existed; combining AI systems with human experts to deliver clean books, real-time insights, and instant answers.

Our AI agents ingest your business context — revenue, payroll, banking, expenses, ledger, and automate the full back-office finance stack.

Our agents categorize transactions, reconcile accounts, and surface anomalies in real time, with a human in the loop for review and accuracy.

Once the books are clean, Balance becomes the easiest way to actually understand them.

Founders can dive into costs, audit subscriptions, break down revenue, and validate taxes; all from where they work (Slack, WhatsApp, email), without waiting on PDFs or parsing spreadsheets. It’s your outsourced finance function. Accurate books, responsive, and always up-to-date.

👬 The Team

We're a team of repeat founders, CFOs, and AI engineers who built finance teams at high-growth startups and scaled vertical AI applications globally, across McKinsey and 3 YC companies.

Mathias: Former CFO at Female Invest (YC S21), founder of an accountancy, and small business owner. Lived this problem firsthand, chasing external accountants, correcting their mistakes and spending hours on manual processes that should be automated.
Gus: Maths, CS & AI Research at Imperial and Oxford. Built agentic AI systems across education and legal.
Emil: Previously at McKinsey, Kapa AI (YC S23), and worked within product at Encord (YC W21).