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SpotPay

Cross-border Personal Finance on Stablecoins

SpotPay is a global borderless neobank. We give users one account that works for everything payments related: receiving money from abroad, paying locally, spending anywhere with the SpotPay card and saving and earning on their balance.
Active Founders
Thomas Cesare-Herriau
Thomas Cesare-Herriau
Founder
Cofounder and CTO of SpotPay. Previously Google and engineer #4 years at Brex.
Zsika Phillip
Zsika Phillip
Founder
Co-founder and CEO at SpotPay. Previously Lead Engineer (and later PM) at Google. Zsika grew up between the Caribbean and Latin America and experienced firsthand how slow and unreliable it is to move money home and pay for everyday life. Growing up in the Caribbean, Zsika was a competitive track-and-field athlete, running against a then-up-and-coming Usain Bolt. His personal bests include 10.3 in 100M and 21.7 in 200M. Zsika is a Stanford MBA and Purdue Engineer.
SpotPay
Founded:2025
Batch:Winter 2026
Team Size:2
Status:
Active
Location:San Francisco
Primary Partner:Tyler Bosmeny