Termii: Termii is an AI-native communications infrastructure company.

Termii

Termii is an AI-native communications infrastructure company.

Active

Termii is an AI-native communications infrastructure company.

Termii is building the reliability infrastructure layer for financial communications, ensuring delivery certainty for banks, fintechs, and regulated institutions operating in unstable telecom environments. Reliability is the foundation of financial trust. In emerging markets and other high-volatility digital economies, communication failure is not a UX inconvenience. It is a financial and regulatory risk —When OTPs fail, fraud risk rises. —When transaction alerts are delayed, trust erodes. —When compliance notifications are incomplete, institutions face regulatory exposure. Termii guarantees delivery certainty for financial institutions by controlling routing, redundancy, and traffic performance end-to-end. Our AI-native routing engine learns from every transaction, predicts failure before allocation, and ensures that authentication, transaction alerts, and compliance messages are delivered reliably — even in volatile networks.

Active Founders

Emmanuel Gbolade

Founder

I’m CEO & Co-Founder of Termii, an AI-native financial communications infrastructure for emerging markets. We enable reliable delivery of mission-critical messaging — including authentication, transaction alerts, and fraud notifications — for banks, fintechs, and regulated enterprises operating in fragmented telecom environments. Termii serves banks and fintechs, processing billions of financial messaging events annually. Ranked #1 Fastest Growing Telecom Company (FT 2025).

Emmanuel Gbolade

Founder

Ayomide Awe

Founder

Ayomide Awe

Founder

Latest News

Nigeria’s Termii to launch mobile app and scale customer engagement business with new funding | TechCrunch

Jun 12, 2023

Nigeria’s Termii raises $1.4M seed led by Future Africa and Kepple Africa Ventures – TechCrunch

Mar 19, 2021

YC-backed Termii raises $1.4m seed round to expand to North Africa

Mar 18, 2021

Company Launches

Sotel: Network-Intelligent eSIM for global connectivity

See original launch post

Hi Everyone! I’m Emmanuel, co-founder of Termii (YC W20), and we’re launching Sotel, a network-intelligent eSIM app that gives you seamless mobile connectivity in 180+ countries — no SIM cards, no hidden fees.

📌 TL;DR
Sotel is the easiest way to get mobile data globally. We intelligently and automatically analyze carrier coverage, switching you to the best local network in real-time based on your location, usage pattern, and performance needs.

The Problem:
Millions of people — especially remote teams, travellers, and startup nomads — suffer from:

Expensive roaming charges
Poor network performance when travelling
Fragmented eSIM platforms with no real-time optimization
No visibility into where their connection is weakest (until it fails)

Our Solution:
🔁 Dynamic Network Optimization: We evaluate local carriers in real-time and connect you to the one with the best speed, latency, and coverage — using network and signal intelligence.
📱 Global eSIM Access: Download once, connect anywhere. We offer affordable plans across 180+ countries.
📊 Smart Usage Dashboard: Track data usage, get alerts and optimize performance before a video call drops.
🛡️ Privacy-Focused: No personal ID is needed for 95% of destinations.

Why We’re Building This
At Termii, we power critical communication APIs used by 20,000+ businesses processing 2B+ transactions annually. As we expanded globally, we ran into the same issue our users faced — unpredictable and expensive connectivity. Sotel is our solution, built from the ground up for modern, mobile-first users.

Who It’s For

International teams and remote workers
Frequent travellers, digital nomads
Businesses that want to keep their global staff always connected
Developers integrating global IoT/M2M connectivity

Traction So Far:

Pilots running across 4 continents
Partnered with major telecom companies in Africa, US & Europe

Try it now: Google Play Store and Apple App Store

We're Looking For:

Feedback from global users, remote workers, and telco nerds
Partnerships with travel, fintech, and remote work platforms
Early adopters to test our Intelligent switching engine
Investors interested in telco infrastructure + AI

Let’s chat → founders@termii.com

YC Winter 2020 Application Video