Cheq UPI: Digital payments for NRIs and foreigners in India

Cheq is India's 1st UPI payment app for international citizens and NRIs

Hi everyone!

Cheq is a UPI payment wallet for Non-Resident Indians (NRIs) and foreign citizens visiting India.

Using Cheq, you can purchase almost any goods/services across India 🇮🇳.
Just scan the merchant QR code / choose the pay by UPI id option to make the purchase. We accept all international debit/credit cards and support international phone numbers.

Foreigners Struggle to make payments in India

Most foreigners visiting India will invariably face one of the below problems👇

  1. Indian merchant not accepting your international credit card
  2. Indian merchants not tendering exact loose change (you’ll collect lots of candies!)
  3. Unavailability of ATMs/money changers at remote locations

Indian Expats struggle to make payments in India

  1. Enabling UPI on an international number doesn’t work.
  2. Linking NRE/NRO accounts to UPI does not work
  3. NRE/NRO accounts are linked to the customer’s (often deactivated) Indian phone number.

More than 10mn+ international citizens visiting India each year regularly face issues in making payments!

Cheq UPI lets foreigners pay digitally in India 🇮🇳

  1. Cheq provides NRIs/Tourists with a digital UPI wallet that can be used to purchase goods/services across 55mn+ merchants across India
  2. Users can add money to their Cheq wallet anytime, anywhere via their international debit/credit card 💳
  3. Purchasing INR through Cheq is much cheaper than exchanging currency at the airport. We strive to serve you for less.
  4. Having Cheq, lets you travel throughout India cashlessly. Your bank card details remain safe from ATM fraud and clone attacks.

People from 16 different nationalities are already using Cheq UPI

Meet our customers

Renatha, from Brazil, goes cashless in India

Leo loves Cheq UPI

Note: Cheq accounts can only be activated after the customer finishes in-person passport verification in India. We provide at-home verification facilities in more than 22 cities across India.


We charge a one-time joining fee of Rs 800 (10$) to every customer. This covers the cost of verifying your profile and running our business.

Meet the team

We are @Manish Shukla and @Sudhanshu Shekhar, the co-founders of @CheqUPI. Both of us are passionate about finance and technology and we’ve known each other for 12 years now.

Having lived the life of an expat abroad, we’re empathetic to the problems being faced by them in the Indian market. Our goal with Cheq is to make life a little easier for every traveler visiting India.

Can you help us grow? 🙏

  1. We just launched today on Product Hunt! If you actively use PH, please drop us an upvote 🙂
  2. If you know any companies/startups frequently sending travelers to India, please put me in touch with their founders/representatives. We’ll provide them with the best fintech experience in India ✨
    ( reach me at sudhanshu@cheq.money )
  3. If you’re traveling to India, Download our app

If you have any questions/feedback on the services offered by Cheq, please don’t hesitate to reach out!

Thank you

Connect with us👇

  1. Cheq:
    1. Product link: https://link-to.app/CheqBFF
    2. Website: https://www.cheq.money
  2. Founders
    1. Sudhanshu - https://www.linkedin.com/in/sudshekhar02/
    2. Manish - https://www.linkedin.com/in/mkshukla/