We offer up to 40% lower premium by focusing on the population which are either low mileage drivers or have good driving habits, representing a $7B market. Insurance penetration in LatAm is extremely low (30% for cars & 10% for motorcycles). This is because there is not an appropriate product for most vehicles (price, payment options, and distribution channels, etc.). We developed the tech to identify and offer affordable insurance for any vehicle (cars, motorcycles, bikes, scooters) based on mileage and driving habits. Then we added gamification, payment options for the unbanked population, and more.
CEO of Clupp. Actuary, CFA Charterholder, and full-stack developer. MSc in Risk Management. Winner of the Mexican Insurance Research Award (2015), and winner of the Mexican Insurance Innovation Award (2017).
I'm cofounder at Clupp and I’m the Chief Operation Officer, so I’m in charge of everything related to claims and fraud detection. I'm an expert in insurtech in Mexico. I’m the president of the Mexican Insurtech Association.