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Mesh

Know where your money is going, regardless of when invoices arrive

Mesh helps finance teams close with confidence when vendor spend is variable and invoices don’t reflect true spend for that period. We use AI to understand and consolidate vendor and stakeholder context — across emails, internal messages, and historical invoices — into a clear view of incurred, prepaid, and incoming vendor costs. This gives teams early, reliable visibility into true spend, so budgets, runway, and close are driven by actual business activity rather than invoice timing or manual guesswork. Mesh is built for finance teams managing large, complex vendor bases where spend is unpredictable and timing mismatches create risk at month-end.
Active Founders
Erin Kim
Erin Kim
Founder
Co-Founder and CEO at Mesh. Erin is intimately familiar with the systemic inefficiencies in month-end close, from being the second finance hire at Carta and her investment banking background at Barclays. Most recently, she led a product team of 8 engineers and designers to scale Carta’s fund accounting business from $20M to $100M in 3.5 years. She graduated with a full-ride scholarship from Washington University of St. Louis, where she majored in Economics & Strategy.
Nandini Ramakrishnan
Nandini Ramakrishnan
Founder
Co-Founder and CTO at Mesh. Nandini spent the last 5+ years at Carta building accounting automation workflows, in-house general ledger, fund formation software, lending products (i.e. capital call lines), and auditor portals. She led a team of 4 engineers as an engineering manager. Prior to that, she co-authored a Machine Learning patent at eBay. She holds bachelor’s and master’s degrees in electrical and computer engineering from Carnegie Mellon.
Company Launches
Mesh - AI Bookkeeper for Startups 📒
See original launch post

Hey YC! We’re Erin Kim and Nandini Ramakrishnan. Today, we’re re-launching Mesh – an AI bookkeeper that can match the speed of startup founders.

Background

Few weeks ago, we launched an auto-reconciliation tool for accounting firms. We've since discovered that many founders spend days monthly reconciling books themselves with accuracy concerns. Even those outsourcing were frustrated by inconsistencies, errors, and required intervention.

This led us to ask: can we fundamentally redesign startup bookkeeping?

https://www.youtube.com/watch?v=dc5xZr8YYh0

Problem

After talking to 50+ founders, we learned:

  • Founders are busy and want to outsource bookkeeping
  • Founders want a bookkeeper w/ full company context who doesn't require significant monthly supervision
  • Founders need to make fast decisions with financial implications

For founders, bookkeeping enables informed real-time decisions about fundraising, investments, hiring, and more. Clean books become especially crucial during tax deadlines, rebate filings, 409a valuations, investor updates, and board meetings.

Transaction categorization, receipt/invoice matching, and manual Excel analysis create too much overhead for founders seeking financial insights.

Solution

Mesh is a fully AI-native bookkeeping service–one that keeps up with founders' decision-making speed. Mesh offers an AI-native chat letting founders ask questions about their financials as if talking to a live accountant. We translate accounting jargon into actionable insights for decision-making. No more waiting days for accountant responses or spending hours in Quickbooks.

Behind the scenes, we perform daily auto-reconciliation with Mesh at the center of your financial stack. By ingesting data across your banking, invoicing, point-of-sale, billing, expense management, and payroll systems, we enable multi-way reconciliations writing directly into your general ledger.

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We're not in the business of rebuilding your financial stack. We meet founders exactly where they are, reading and writing financial data in the tools they currently use.

Our Ask

Are you a founder wanting to put your bookkeeping on autopilot? Let’s chat:

We keep your books balanced, so you can focus on growing your company.

-Erin & Nandini

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Previous Launches
Saving accountants hours by auto-reconciling bank transactions
Jobs at Mesh
San Francisco, CA, US
$6K - $8K / monthly
Sophomore and above
San Francisco, CA, US
$120K - $150K
0.50% - 2.00%
Any (new grads ok)
Mesh
Founded:2024
Batch:Winter 2025
Team Size:3
Status:
Active
Location:San Francisco