Coverage Cat
Consumer Optimized Insurance
Coverage Cat (https://www.coveragecat.com) is the best way for people to optimally insure against their risks for homeowners, auto, renters, and general liability insurance. Millions of wealthy but insurance-unfamiliar Americans have purchased policies that leave them vulnerable to million-dollar lawsuits and bankruptcy. Coverage Cat fixes their coverage and offers them cheaper premiums with a focus on the central question of insurance: "how much can you afford to lose?" This risk-first approach allows for policies with higher deductibles that no other insurer will sell you, and enables us to find the multi-million dollar coverage, for truly catastrophic events, that our users need.
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Active Founders
Max Cho
I once knocked my teeth out and spent the next few weeks reading insurance policies to try to pay for their replacements. Prediction tasks with software and data are my jam. I love studying why people do what people do, esp. with ads & marketing. Previously: Marketing products @ Google, financial prediction software @ Two Sigma, and catching software exceptions @ Microsoft.
Gabriel B.
Gabriel B. is the co-founder and CTO of Coverage Cat. Founder @ Casetab (YC Fellowship 3), and Compstak (500 Startups).
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tl;dr Coverage Cat finds the best insurance for YOUR risk profile, free. Most people with a net worth of over $100,000 buy the wrong insurance. We fix that, for free, and save our users an average of $550/yr.
Sign up and we’ll handle the rest
Don’t spend another minute on calls for insurance quotes or figuring out if you bought the right policy: we do it for you, and get you the best policy for your needs.
- To optimize your home, renters, car, or umbrella insurance portfolio visit our homepage
- To learn more about the insurance check out our blog and faq
- If you’d like to offer Coverage Cat as a perk for your employees visit our business-sales page
👋 We’re Max & Gabriel, co-founders of Coverage Cat.
Opportunity: Insurance - An essential product, often poorly purchased
Insurance is an all-time great financial innovation. It represents a way for people to pool and mitigate significant risks when events have shaken out for the worst.
But the way insurance is been bought and sold has generated a mismatch between the protection from risk that insurance products SHOULD provide. This forces tens of thousands of people to go bankrupt every year from risks that could be properly insured– Often while overpaying for insurance that doesn't protect them from catastrophic risks.
Problem: Insurance is complicated
The web of carriers, brokers, contracts, and claims that ensure your risks are properly handled can be an absolute nightmare for people who just want to feel like the things that are important to them are protected.
The Solution: A one-step process to find the best insurance
We collect information on how much you feel comfortable losing, in addition to more standard insurance questions. Coverage Cat then searches across insurance carriers, big and small, to find the policies and prices best suited to your needs. We’re starting with home, auto, renters, and umbrella insurance. We’ll adapt to your coverage preferences, but broadly recommend catastrophic-only insurance. If you’re in CA, FL, NY, TX, or WA we’d appreciate your business, and we’d love to save you money!
Cheers, Max & Gabriel 🐱