Coverage Cat
Consumer Optimized Insurance
Coverage Cat (https://www.coveragecat.com) is the best way for people to optimally insure against their risks for homeowners, auto, renters, and general liability insurance. Millions of wealthy but insurance-unfamiliar Americans have purchased policies that leave them vulnerable to million-dollar lawsuits and bankruptcy. Coverage Cat fixes their coverage and offers them cheaper premiums with a focus on the central question of insurance: "how much can you afford to lose?" This risk-first approach allows for policies with higher deductibles that no other insurer will sell you, and enables us to find the multi-million dollar coverage, for truly catastrophic events, that our users need.
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Active Founders
Max Cho
I once knocked my teeth out and spent the next few weeks reading insurance policies to try to pay for their replacements. Prediction tasks with software and data are my jam. I love studying why people do what people do, esp. with ads & marketing. Previously: Marketing products @ Google, financial prediction software @ Two Sigma, and catching software exceptions @ Microsoft.
Gabriel B.
Gabriel B. is the co-founder and CTO of Coverage Cat. Founder @ Casetab (YC Fellowship 3), and Compstak (500 Startups).
Company Launches
Do you have any of: a net worth over $1million; a house; a car; a high paying job? Then Coverage Cat is the best way to buy insurance. We provide real quotes, aggressively comparison shop for you across policy types, and never sell your data. The result is thousands of dollars saved and weeks of work and phone calls.
Fill out one form and we handle the rest
Don’t waste another minute getting harassed by spam/sales people or figuring out if you bought the right policy. We will shop for you, explain your options, and ensure you get you the best policy for your needs.
- Need umbrella insurance? Shop and learn on our explainer page!
- Need home, car, life, or disability insurance? Visit our homepage.
- Want to learn more about insurance? Check out our blog.
- Live in California or Florida and worried about a price jump or non-renewal on your homeowners insurance? See our reviews of carriers that are still underwriting in both states: Delos [CA], Bamboo [CA], Kin [FL].
👋 We’re Max & Gabriel, co-founders of Coverage Cat.
Opportunity: Insurance - An essential product, often poorly purchased
Insurance is an all-time great financial innovation. It represents a way for people to pool and mitigate significant risks when events have shaken out for the worst.
But the way insurance is been bought and sold has generated a mismatch between the protection from risk that insurance products SHOULD provide. This forces tens of thousands of people to go bankrupt every year from risks that could be properly insured– Often while overpaying for coverage that doesn't protect them from catastrophic risk.
Problem: Insurance is complicated
The web of carriers, brokers, contracts, and claims that ensure your risks are properly handled can be an absolute nightmare for people who just want to feel like the things that are important to them are protected.
The Solution: A one-step process to find the best insurance
We collect information on how much you feel comfortable losing, in addition to standard insurance questions. Coverage Cat’s AI and team of specialists then searches across available carriers to find the policies and prices for your needs. If you’re in CA, FL, NY, TX, or WA we’d appreciate the opportunity to save you a bundle!
Cheers, Max & Gabriel 🐱