We’re building an API for launching credit products. We enable companies to compliantly offer credit by handling the tech stack for origination, underwriting and loan management with just a few lines of code. We have built-in compliance guardrails to ensure that our customers comply with state and federal regulations and assist with licensing requirements and license management.
Jessica is CEO & Co-Founder at Pier. Previously, CoS/PM at Stilt (YC W16, acq. by JGW) and founding team for Onbo, Stilt’s B2B credit API product. 2x founder (Oppti, acquired), ex-JPMorgan, ex-McDonald's. $7B+ underwriting/transaction experiences across private equity, investment banking and management consulting. She's a Cornell alum and has managed teams of 30+ ppl. Fun fact: she's a ski instructor and her goddaughter is a chihuahua-mix shelter adopt.
I'm CTO & co-founder at Pier. Previously I was part of the founding team for Onbo at Stilt (YC W16, acq. by JGW) where I led customer integrations and product development. Together with Jess, we took Onbo from 0 to 1 and $3mm ARR in just a few months. Before that I was at Plaid and have 6+ years building in fintech. Fun fact: I love to shred a good mogul run and have a one-eyed, adopted street cat from Austin.
👋🏻 Hey Alex & Jess here from W23 batch!
We’re building an API for launching credit products. We enable any company to offer credit by handling origination, underwriting, compliance and servicing with just a few lines of code. Using Pier, our customers can offer credit to their borrowers/users without ever directing them outside their app, while Pier’s API powers the credit and compliance stack all under the hood.
Launching a credit product in the US is extremely complex, expensive and time consuming — Companies have to build a lending function from scratch, pay millions of dollars for a bank charter, and spend months or years to implement. These combined factors often break the unit economics of a fast-growing company and are usually not part of a company’s core competency.
Pier enables companies to go live with their own credit product in weeks, not months!
🔥 Speed is our (and your) currency - our platform and implementation process is designed to take you live in weeks, not months
🚀 Built for developers - API driven, flexible modules to support innovative credit products
📐 Compliance partner - leave the toughest compliance & licensing burdens to us, so you can focus on your customers. We help you understand your licensing and compliance needs, and provide you with compliance guardrails for long term sustainability.