Home›Companies›Tranch

Tranch

Y Combinator LogoSummer 2022
Acquired
fintech
saas
 
https://tranch.com

Tranch is the invoice to payments platform for enterprises.

Tranch is the invoice to payments platform for enterprises who want to optimize cash flow by offering their business clients an unparalleled payment experience. Based out of New York City and London we enable Services firms, software and marketplaces to be paid faster via our automated invoice to payment solutions. Our frictionless payment methods include Pay Now via FedNow, Pay by Card, Pay by Crypto and Pay Later from 2 to 12 months up to $1M. Find out more about how we simplify and accelerate accounts receivables for enterprises with the most innovative workflows and payment solutions at www.tranch.com. Tranch is backed by leading investors including: Global Founders Capital, TracVC, UpHonest Capital, Soma Capital, FoundersX and Y Combinator.
Tranch
Tranch
Founded:2021
Batch:Summer 2022
Team Size:11
Status:
Acquired
Location:London, United Kingdom
Primary Partner:Aaron Epstein
 
 
Founders
Philip Kelvin
Philip Kelvin
Founder
Twitter account
 
Beau Allison
Beau Allison
Founder
 
Company Launches
tranch - B2B Buy Now, Pay Later for Software and Services
See original launch post

Tranch enables SaaS and Service providers to get paid upfront while offering their customers payment flexibility. Customers can spread invoices from $10k to $250k over 3 to 12 months.

tranch.com - launch video

As startup execs, we dreaded large invoices

Philip’s time as a scale up CFO taught us

  1. Payment options are inflexible for crucial SaaS tools and professional services.
  2. Monthly repayments required lengthy negotiation and often a 20%+ premium.
  3. Large invoices are usually offline, email based journeys.

Payment options for the big stuff suck

  1. SaaS companies want recurring revenue upfront and Services have limited cash flow to defer payments. Customers want to spread large invoices. It’s always a negotiation.
  2. SaaS companies & Services can’t offer credit (risk, regulation, etc).
  3. Credit cards don’t work for larger items:
    - SaaS companies and Services won’t accept them due to high fees
    - They provide only short term improvement to a buyer’s cashflow

Collect revenue now & offer flexibility to your customers

  1. Using a Pay with tranch checkout, businesses can offer flexible terms for SaaS tools & Services - up to $250k - over 3 to 12 months.
  2. Businesses can use their tranch account to fund other large invoices with other suppliers (even those not on our platform).
  3. We handle the complexity: underwriting, payments, collections and regulatory obligations.

You increase your revenue, reduce churn and collect payment upfront.

We’ve now expanded to the US - sign up at tranch.com and see what you could Pay with tranch.

Want to offer Pay with tranch to your customers? No code required - sign up at tranch.com/suppliers