Investing Startups funded by Y Combinator (YC) 2024

February 2024

Browse 41 of the top Investing startups funded by Y Combinator.

We also have a Startup Directory where you can search through over 4,000 companies.

  • Groww
    Groww (w2018)Active • 1,050 employees • Bengaluru, Karnataka, India
    Groww offers a new way of investing money. We leverage technology and expert financial knowledge to make investing extremely simple yet rewarding for people. An ex-Flipkart team backed by Y Combinator, Sequoia, Propel Ventures, Kauffman Fellows and Insignia Ventures.
    india
    investing
  • Human Interest
    Human Interest (s2015)Active • 765 employees • San Francisco, CA, USA
    Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits. Nearly half of all working Americans are not saving enough for their future. Too often it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings. We’re a high-growth tech company changing the retirement industry. We’ve raised $500M and are backed by leading investors. Most recently, by funding from BlackRock as well as many other top investors: TPG (The Rise Fund) with SoftBank led our Series D, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and others.
    fintech
    saas
    human-resources
    hr-tech
    investing
  • Alpaca
    Alpaca (w2019)Active • 150 employees • San Mateo, CA, USA
    Alpaca is an API infrastructure and licensed financial services company that allows developers and businesses to offer stock and crypto investing to their end-customers. We work with more than 100 companies across the globe to enable their investing products, and our mission is to provide financial services to everyone on the planet. Alpaca’s globally distributed team consists of developers, traders, and brokerage business specialists and backed by a group of well-capitalized investors including Portage Ventures, Spark Capital, Tribe Capital, Unbound, Social Leverage, Horizons Ventures, Y Combinator as well as highly experienced industry angel investors and founders. We are also very tech-enthusiastic with notable track records in open-source and startup communities.
    developer-tools
    fintech
    api
    investing
    infrastructure
  • Ledger Investing
    Ledger Investing (w2017)Active • 85 employees • United States
    Ledger Investing provides an exciting opportunity for asset managers, pension funds, hedge funds, family offices and other institutions interested in earning a great return through insurance investing. The company deploys proprietary software and data analytics covering many types of insurance risk portfolios. The technology enables insurers to securitize risk more efficiently while providing investors, asset managers, pension funds, hedge funds, family offices, and other institutions an opportunity to invest in a new and growing asset class. Ledger Investing was founded by Julien Brissonneau, Aymeric Rabot and Samir Shah in 2016.
    fintech
    insurance
    investing
  • OpenInvest
    OpenInvest (s2015)Acquired • 110 employees • San Francisco, CA, USA
    OpenInvest is the first technology-backed, socially responsible investment asset management platform that aligns your investments with your values. OpenInvest’s proprietary technology seamlessly creates low-cost investment portfolios tailored to your values, while tracking market indices. A mission-driven company, OpenInvest was one of the first VC-backed Public Benefit Corporations.
    fintech
    investing
  • Wefunder
    Wefunder (w2013)Active • 35 employees • San Francisco, CA, USA
    We help everyone invest in startups that they care about. We believe that when all Americans can invest in innovation, the world will be a better place. And soon, our dream will become a reality. Thanks to the JOBS Act, everyone — not just the wealthy — can invest as little as $100 in the startups they care about. Not only does this open up the pool of investors, and increase the amount of great ideas that get funded, but it allows startups to grow an army of passionate investors who truly want to see them succeed. Second tier VC’s will become obsolete as startups tap their lead users and customers for quick early investments.
    fintech
    investing
  • Powder
    Powder (w2024)Active • 6 employees • Los Altos, CA, USA
    Powder is building a generative-AI co-analyst to help wealth advisors win new clients by automating the sales process. Wealth Advisors have an arduous sales process that has little transparency and leaves prospective clients unclear of the value they provide. Advisors relying on their current manual operations are facing a tremendous challenge to scale. Powder is for wealth advisors who are frustrated with burning costly analyst time making sense of prospects’ portfolio data, dealing with very long sales timelines to win over prospects, struggling to create beautiful presentations that highlight their value to prospects and looking to leverage the latest technology to future proof their firm. Powder helps wealth advisors - -By leveraging Powder’s generative-AI document and conversation extractor to rapidly leverage the prospect’s portfolio. -By fine tuning analytics that automatically demonstrate better investment returns, reduced portfolio risk, reduced tax consequence and lowered investment fees. -Creating beautiful presentations that succinctly outline the benefits to the prospective clients. SooYung and Kanishk encountered this problem repeatedly while they were building their prior company RCI Navigator (acquired by Addepar). Growth is just as important as retention, but there isn't a purpose built platform for growth. Additionally, as we started to build, we realized that generative AI can solve many of the manual tasks that have been haunting the advisors for decades. Advisors are itching to adopt AI to future proof themselves. We are currently signing on firms on yearly contracts. The list is growing quickly to 10+ with severals more firms on the cusp of adopting Powder.
    fintech
    generative-ai
    investing
  • GovernGPT
    GovernGPT (w2024)Active • 2 employees • Toronto, ON, Canada
    We help asset managers modernize fundraising and investor relations by automating investor updates like DDQs and RFPs.
    artificial-intelligence
    finance
    b2b
    investing
    ai
  • Female Invest
    Female Invest (s2021)Active • 35 employees • Copenhagen, Denmark
    Female Invest is on a mission to close the financial gender gap. By creating a safe space and a trusted source for knowledge, we’re democratising investing for everyone globally. We’ve supported more than half a million women across 100 countries with our services. This makes us the world's largest univers combining financial learning and community. Currently, we make $5.2 million in ARR from approx. 43.000 paying users. 92% of our users are on a yearly plan, and average churn is 2.4% in the last 3 months. Our unit economics are best in class and consistently improving . We’ve raised approximately $12 million in seed funding from prominent investors across the EU and US and are soon ready to raise our Series A, where we are aiming to close an additional $10-15 million. The company operates within FinTech, EdTech and Investing. In 2022, Female Invest did its first acquisition by acquiring the Danish investing platform, GAIA Technologies A/S. The company’s headquarter is located in Copenhagen and has a smaller office in London. Download our app to get the full experience.
    fintech
    elearning
    investing
  • OctaveWealth
    OctaveWealth (s2012)Active • 2 employees • San Francisco, CA, USA
    We’ll build the 401(k) you need to help attract and retain talent. OctaveWealth is operated by Quillu Inc, an SEC registered Investment Advisor.
    finance
    investing
  • Quantierra (w2015)Active • 5 employees • New York, NY, USA
    Quantierra sources real estate investments for developers. It uses their database and algorithms to determine what can be built, its value, and the probability of it selling. Taking a 1.5% cut of any property they help sell, They’ve made $141,000 in revenue in 3 months, and say they have $310,000 in signed term sheets.
    real-estate
    investing
  • Piggy
    Piggy (s2017)Active • 2 employees • Mumbai, Maharashtra, India
    Experience an easy way to make Investments in Mutual funds in India. Easiest platform to make mutual fund investments in India. Because you need to make Investments, be it just to park your cash short term to earn better returns, or to invest for your goals or retirement, we've made an easy to use platform for you where you can invest in any fund in India in few clicks and have track your existing investments. Furthermore , you make investments without paying any middlemen commissions and make more returns . After all, It is your money. Don't pay too much to others when you can do it on your own. We're on both Android and iOS . download the app to get started https://piggy.co.in
    finance
    india
    investing
  • Lofty
    Lofty (s2019)Active • 9 employees • Miami, FL, USA
    Lofty is a marketplace that let's anyone sell a house to investors online. Instead of the typical real estate transaction where one seller sells to one buyer, Lofty is much more flexible. Sellers fractionalize their equity ownership in the property into smaller units, so that anyone can buy a portion for as little as $50, allowing access to one of the best asset classes for people who have previously been locked out. Sellers can also sell a portion of their equity (starting at just 10%) instead of the entire property or create customized HELOC structures. Investors can browse a variety of individual real estate properties ranging from commercial strip malls, a HELOC in someone's house, Airbnbs, to a single-family rental properties, and directly purchase ownership in these properties in under 5 minutes. There is no lockup period. Users can constantly trade these ownerships with others on the marketplace. Investors truly legally own the properties they invested in and co-manage it with other investors through an online governance program. Owners have so far voted on how to handle various repairs, delinquent tenants, the sale of the underlying property, and much more. Lofty never custodies or handles user funds or assets. Through smart-contracts on the blockchain, all transactions are directly peer-to-peer. If we succeed, we'll have built the NASDAQ for real estate and forever transform how real estate is bought and sold in the USA.
    fintech
    crypto-web3
    real-estate
    investing
  • Spenny
    Spenny (w2020)Active • 2 employees • Bengaluru, Karnataka, India
    Spenny is the Acorns for India. Every time a user make any digital transaction, we round off the amount to the nearest 10 INR and invest it for them into a diversified portfolio, automatically. 400M millennials in India don't invest because they don't have enough time, knowledge or access to large capital. With Spenny, they just connect the card and invest every time they spend. We're growing 67% WoW since launch, with 3,000+ users and $15,000 in AUM. Indians put $500Bn into their bank accounts annually. We charge 1.75% of the AUM for investments. That's a direct ~$9Bn market in India alone. Potentially every time a user makes a transaction, we make money. And in that sense, the timing for Spenny couldn't have been better: 1 Trillion+ transactions are expected in 2021 because of factors like Whatsapp launching its P2P payments in India for its 400M users. And the emergence of UPI means every Indian has a virtual bank account now. More interesting revenue models develop from the transaction data insights of our users. We analyse the rich data to A) up-sell more financial products like insurance etc., and B) create brand loyalty programs & partnerships. We acquire customers at minimal CAC by bank partnerships. We leverage the banks' existing users, by integrating with their mobile app. In turn, we invest into their mutual funds. Our long-term vision is to become a one-stop asset management solution for millennials.
    fintech
    india
    investing
  • Easyplan
    Easyplan (w2020)Active • 8 employees • Mumbai, Maharashtra, India
    Easyplan is an investment app for beginner investors in India (kind of a cross between Betterment and Qapital in the US). We also provide users with a credit card secured by their investments. We launched with money market funds and have ~40,000 customers who’ve invested (~40% MoM growth). The pandemic spurred interest among new investors, and our AUM has grown 3x since April 2020. And we’ve done this with a cost of acquisition that is 10% of the industry average. Here’s the problem we see. Only 10% of the 100 million middle-income Indian workers have invested in the markets. This is despite the fact that they save ~30% of their income, making this a $325B potential market in assets under management. However, current investment apps in India are built for active investors. With over 16,000+ mutual funds and 5000+ stocks to choose from, they are far too complicated for beginners, who make up most of the market. We’re building an AI - driven investment planning software that is designed for beginners. Users use our conversational AI to get diversified mutual fund portfolios tailored to their goals. We also offer users a credit card secured by their investments, so they can earn return without losing liquidity. In terms of business model, we make commissions on the asset we manage, and interchange fees on the fund. We estimate we can make $12 per user per year, which is 6x our current acquisition cost of $2 per investor.
    fintech
    india
    investing
  • Berilium
    Berilium (w2023)Active • 3 employees • Los Angeles, CA, USA
    Berilium is a digital wealth management platform for investors to access actively managed portfolios of alternative strategies (i.e. private equity, private credit etc.).
    fintech
    investing
  • Fluid Markets
    Fluid Markets (w2023)Active • 3 employees • New York, NY, USA
    Fluid Markets is enabling investments in the fundamentals of public companies. Invest in earnings, revenue, regions, and business segments of companies, without having to buy the stock.
    fintech
    marketplace
    b2b
    investing
  • iNRI
    iNRI (w2023)Active • 2 employees • Mountain View, CA, USA
    India is set to be one of the fastest growing major economies and Indian expats have a unique opportunity to invest in this dynamic growing market. As an Indian expat looking to invest in India, investing in India is a daunting experience, with multiple operational hurdles, complex tax and repatriation regulations. Inri solves these challenges by providing a seamless investment platform comprising of personalized wealth advisory and compliance services.
    fintech
    saas
    india
    investing
    neobank
  • CatX
    CatX (s2023)Active • 2 employees
    CatX is a digital marketplace connecting insurance carriers with institutional investors to trade and transfer insurance risk efficiently. We help to make insurance risk models understandable and accessible for asset managers so they can unlock new sources of returns. In addition, we streamline and digitalize the entire risk transfer process, so insurers can get faster, cheaper access to capital from our partner funds.
    machine-learning
    finance
    analytics
    insurance
    investing
  • Finary.com
    Finary.com (w2021)Active • 5 employees • Paris, France
    Finary is empowers retail investors to grow their empire by tracking, managing & investing their money on one App.
    fintech
    investing
    neobank
  • Constant
    Constant (w2023)Active • 2 employees • New York, NY, USA
    Constant lets financial advisors and high-worth individuals invest in top private credit funds. Private credit is a $1.4 trillion asset class offering 10%+ yields with limited risk — and until now has been dominated by institutions and ultra-wealthy individuals. Our software helps users discover relevant private credit funds, guides them through the investment process, and offers far lower minimums by pooling client capital.
    fintech
    marketplace
    b2b
    investing
  • Wallbit
    Wallbit (w2023)Active • 15 employees • Buenos Aires, Argentina
    Wallbit is a neobank that gives global remote workers a US bank account where they can receive their income, withdraw in local currencies, and earn yield from U.S. treasury bills.
    fintech
    investing
    neobank
  • HyperTrader
    HyperTrader (s2021)Active • 10 employees • Austin, TX, USA
    Unlock your trading superpowers wtih HyperTrader. As traders, we reimagined the ultimate trading experience for you. HyperTrader is fast, efficient, accurate, and secure. ✔️ Streamline your workflow with fewer clicks. ✔️ Speed up your trading with fast execution. ✔️ Stay informed with real-time position updates. ✔️ Trade safe with secure encryption.
    fintech
    saas
    crypto-web3
    investing
  • Aqua
    Aqua (s2021)Active • 6 employees • New York, NY, USA
    An end-to-end platform that allows financial advisors to put their clients into curated alternative assets without additional operational lift.
    fintech
    finance
    investing
    investments
  • Infina
    Infina (s2021)Active • 50 employees • Ho Chi Minh City, Vietnam
    Infina is Vietnam's leading wealth management and investing platform (like Groww of Inida and Ajaib of Indonesia). Its mission is to empower retail investors by make investing accessible, frictionless, and safe. The platform is multi-asset, offering stock trading, mutual funds, and fixed-income products, with more asset classes to be added. Infina was founded by James L. Vuong, a Silicon Valley engineer turned VC investor (IDG Ventures) and serial entrepreneur with a prior successful exit in Vietnam (Reddit of Vietnam, which was acquired by LINE corporation in 2017). Investing apps are seeing explosive growth in many markets around the world, including in Vietnam. There is a growing middle class who are hungry to invest in assets like stocks and crypto. We are building Infina to capture this huge opportunity to democratize investing in South East Asia.
    fintech
    investing
  • Double
    Double (w2024)Active • 3 employees • 650 California St, San Francisco, CA 94108, USA
    Double is building a smarter brokerage account for retail investors, combining the best parts of active and passive investing. We allow anyone to build custom ETFs, easily test their performance and automate their trading. Targeting a younger tech forward cohort who are set to inherit $84T dollars over the next 20 years.
    fintech
    finance
    investing
    consumer-finance
    stocks
  • Infinity
    Infinity (w2024)Active • 4 employees • Bengaluru, Karnataka, India
    Infinity is building investment platform specifically designed for small and medium-sized enterprises (SMEs) and startups. Through Infinity, SMEs can optimize returns on their idle cash by investing in customized portfolios featuring government treasuries, exchange-traded funds, and mutual funds. Our goal is to become the go-to banking and investment platform for SMEs, offering a seamless and secure suite of financial services. In a market with over 1 million SMEs in India, with turnover ranging from $1 million to $20 million, the potential total assets under management (AUM) amount to $140 billion, with 7-10% representing idle cash.
    fintech
    finance
    india
    investing
  • Lucite
    Lucite (w2024)Active • 2 employees • New York, NY, USA
    Lucite is a finance productivity software that automates investment banking-style presentations and research. Led by a former investment banker / investor and a former Meta software engineer, the team is changing the finance professional workflow by automating tedious work and unlocking time for analysis and human expertise. Lucite generates presentations for public and private companies by searching the web, analyzing public filings, integrating with financial data sources, and leveraging LLMs.
    saas
    finance
    productivity
    investing
    ai
  • Attack Capital
    Attack Capital (w2022)Active • 5 employees • New York, NY, USA
    Our mission is to index the private market for the retail investor. We will create a family of exchange traded funds that once publicly listed, will enable anyone with a brokerage account to invest in portfolios of private companies — by industry, location and institutional backer. Our flagship ticker, YCTC, will include the Y-Combinator Companies each valued over $150 million. Like an S&P 500 and Nasdaq 100 but for Top YC companies. Now, you can index the #1 seed investor in the world right from your brokerage account.
    fintech
    investing
    consumer-finance
  • Stock Unlock
    Stock Unlock (w2022)Active • 4 employees • New York, NY, USA
    Stock Unlock is an investment education and analysis platform, built by retail investors, for retail investors. We make it easy for noobies to start their investment journey, and save time for the pros. We are building THE place for investors to learn, grow, and invest confidently.
    fintech
    saas
    finance
    investing
  • Soon
    Soon (w2022)Active • 4 employees • Salt Lake City, UT, USA
    With Soon you can invest without the stress of speculating. Our fully automated sweep account attaches to your bank and uses routine spending activity to signal market trades. By investing on a schedule and selling available gains when you spend, Soon automates investing from beginning to end. No investing experience required, no need to time the market, just connect Soon to your spending account and build wealth.
    fintech
    crypto-web3
    investing
  • Anfin
    Anfin (w2022)Active • 40 employees • Ho Chi Minh City, Vietnam
    Anfin is a modern trading platform that aims to democratize access to financial services and wealth management for Vietnam’s retail investors. Our mission is to help the underserved retail investor navigate the complexities of investments in Vietnam, from stock market to the underutilized commodity trading. We are backed by international renowned investors such as YC, Goodwater Capital, Global Founders Capital, and many more.
    fintech
    consumer
    investing
  • Cera
    Cera (w2022)Active • 5 employees • Singapore
    Cera is the Robinhood for Web3. We bring stock investing opportunities to everyone in the world, via our first-class support for stablecoins, one of the world's most accessible currencies in nearly every country. With a strong founding team with many years of experiences building and scaling billion-user products at Facebook and Google, we aim to provide our users the most seamless and highly intuitive product that scales well with the tremendous growth of the crypto community.
    fintech
    investing
    cryptocurrency
  • Benson
    Benson (w2022)Active • 3 employees • Oakland, CA, USA
    Benson helps everyday people invest like the rich by helping them identify the best stocks to invest in. We help users know when to buy, how much to invest, and even when to sell.
    investing
  • Amal Invest
    Amal Invest (w2022)Active • 3 employees • Manama, Bahrain
    Amal's an investing app for Muslims. Muslims only invest in Shariah-compliant business, but it's hard to know which businesses are compliant. That's because it's based on complex financial metrics that change over time. We take that burden away entirely. Amal can filter stocks but also, remarkably, funds. Set your filters up once, and you'll have access to a universe of investments that cater to your specific requirements. Sign up today at https://amalinvest.com
    fintech
    investing
    retail
  • Drahim 💰
    Drahim 💰 (s2022)Active • 8 employees • Riyadh Saudi Arabia
    "Drahim" is a slang for money in Arabic (from the ancient Greek Drachma). The app integrates with banks and provides individuals meaningful spending insights and generates auto savings and investment advice. For the meaningful insights, the app integrates with banks and automatically categorizes all of your transactions (All of your accounts in one place) and spots spending patterns and behaviors. Drahim then suggests a saving and investing plan that allows the user to continue living comfortably and to keep spending guilt-free. Our focus is not necessarily to save you money, rather we grow your money discreetly. Drahim allows you to continue spending but feeling way better doing it.
    fintech
    analytics
    investing
  • Arthena
    Arthena (w2017)Acquired • 12 employees • New York, NY, USA
    Arthena is a financial product that gives you access to the alternative asset class with the highest barrier to entry and strongest historical returns. We invest in the most liquid segment of the art market, with the lowest volatility, yielding tremendous growth uncorrelated to traditional investments. Arthena’s automated and data driven investment strategy regulates art investment by building traditional fund structures. HNWI’s can now securely and confidently diversify their portfolios into alternative assets focusing on the luxury market. Arthena has designed and built a statistically rigorous model that estimates the value of artwork over time. Since the data we obtain derives from auction records and repeat sales, our model relies on a set of features about each result. These features include include the artist’s name, medium, date of creation, origin of location and size of work. After identifying groups of work that are similar to each other, we calculate the expected ROI and estimated volatility based on the distribution of gains. Using historical auction results to simulate the performance of our funds, we leverage Monte Carlo analysis to determine annualized returns and sharpe ratios. Based on this analysis, Arthena can validate the financial viability of our product and establish statistically rigorous bounds for these estimates.
    investing
  • Sliced Investing (s2014)Acquired • 11 employees • San Francisco, CA, USA
    Sliced Investing is online platform that provides access to top private investments for financial advisors and accredited investors. Sliced automates all of the previously manual processes associated with making an alternative investment, facilitating electronic signing of subscription documents and streamlined reporting. Sliced's Advisor workstation allows financial advisors a one stop shop for their alternative investments and integrates seamlessly with leading custodians, reporting platforms and file storage systems.
    crowdfunding
    investing
  • Mattermark (s2012)Acquired • 11 employees • San Francisco, CA, USA
    At Mattermark, we’re accelerating sales and deal making through data and automation. Mattermark collects and organizes comprehensive information on the world’s fastest growing companies. In minutes, get actionable data that lets you pinpoint the companies and people you need to know or do business with. Today, over 500 companies use Mattermark to discover high quality leads, prioritize prospects and increase conversion rates.
    investing
    big-data
  • Vest
    Vest (w2015)Acquired • 25 employees • McLean, VA, USA
    Vest, on a mission to bring wider access to financial derivatives, manages investment products worth $10+ billion (as of December 31, 2022). Backed by private equity, the firm has a strategic partnership with Cboe Global Markets, Inc. (NASDAQ: CBOE), and First Trust, a global asset manager. Vest created Target Outcome Investments in 2013, which target a defined return profile, with an allowance for a specific level of risk, at a particular point in time. Today, Target Outcome Investments are available as mutual funds, exchange-traded funds (ETFs), unit investment trusts (UITs), collective investment trusts (CITs), and customizable managed accounts / sub-advisory services. The firm was launched and backed by preeminent venture firms such as Y-Combinator (Airbnb, Reddit, Dropbox), Payment Ventures (MicroVentures, CardFlight) and First Round Capital (Uber, Mint, Square). See more at https://www.vestfin.com.
    fintech
    investing
  • TAI
    TAI (w2022)Acquired • 3 employees • San Francisco, CA, USA
    TAI is an investing app that helps millennial investors trade and manage all their existing accounts from a single app. TAI uses algorithms and market themes to help users discover actionable insights on how to improve their portfolios using ETFs.
    fintech
    consumer
    investing